Archived Newswires

Jul. 12 – 18, 2010

Health:

Health

Medicine:

Medicine

Mind:

Medicare:

  • Medicare Advantage Plans Need Careful Study: If you are new to Medicare or one of more than 11 million people with a Medicare Advantage (MA) policy, be prepared to do a careful review early this fall when the new policies for 2011 are made available on the Medicare site. US News and World Report, July 15.

Personal Finance:

Personal Finance

Retirement:

Social Security:

Scams:

  • A Sucker Retires Every Minute: More retirees are being targeted by financial fraudsters. Often, these scammers are themselves elderly. Bloomberg News, July 15.

Caregiving

End of Life

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NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Jul. 5 – 11, 2010

Health:

Health

Medicine:

Medicine

Mind:

Medicare:

Personal Finance:

Personal Finance
  • Annuities Designed for the Old, Ill: People in poor health are understandably reluctant to buy an immediate annuity, but for those who expect to live a long time with a chronic condition, a few insurers offer a way to get a fatter payout. WSJ, July 4.

Taxes:

  • Too Rich to Live? The estate tax is set to come roaring back in January. That sets the stage for a perverse calculus: End it all—or leave a massive bill for your heirs to deal with. WSJ, July 10.

Retirement:

Investing:

Investing

Social Security:

Caregiving

  • Caring for ailing parents from afar: In 1988, my father suffered a massive stroke. Ever since, my now nearly 80-year-old father has been fighting to maintain and enjoy a quality of life that might pass as normal and ordinary. MarketWatch, July 9.

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  • States Shift to Hybrid Pensions: Facing Shortfalls, Some Combine Guaranteed Plans With 401(k)-Like Options. WSJ, July 10.
  • Scientists Criticize Study on Genetics of Old Age: A study on the genetics of centenarians that was published last week in Science, a leading scientific journal, has come under criticism from geneticists who say it has obvious weaknesses, is probably incorrect and should not have been published in a premier journal. The New York Times, July 8.
  • Robert Butler, Guru of Growing Old dies at 83: He was the first director of the National Institute on Aging, establishing Alzheimer's disease as a national research priority, and founded America's first department of geriatrics, at the Mount Sinai School of Medicine. TIME, July 7.
NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Jun. 28 – Jul. 4, 2010

Health:

Health
  • When pain becomes chronic: Millions of Americans suffer from a hurting that doesn't go away. The consequences can be devastating. Los Angeles Times, July 5.
  • Longevity – it's in your genes: The genetic markers can be used to predict 'exceptional longevity' with 77% accuracy. And they may hold the secrets for treating or preventing many age-related diseases. The Los Angeles, Times, July 2.
  • Cancer survivors urged to exercise: New guidelines are urging survivors to exercise more, even – hard as it may sound – those who haven't yet finished their treatment. The Associated Press, July 2.
  • PSA Test Does Cut Prostate Cancer Deaths, Study Finds: Swedish report adds to controversy over the usefulness of the blood screen. HealthDay, June 30.
  • No Place Like Home: With a change in Medicare reimbursement rates, doctors are making more house calls. The New York Times, June 30.
  • After heart attack, life can feel like a time bomb: Patients who have had repeated heart problems deal with many uncertainties. CNN, June 30.
  • The Prostate Cancer Quandary: Scientists may soon be able to answer the agonizing question facing men with prostate cancer: Does their cancer need immediate treatment or can it be left alone? WSJ, June 29.
  • Americans are overtreated to death: Americans increasingly are treated to death, spending more time in hospitals in their final days, trying last-ditch treatments that often buy only weeks of time, and racking up bills that have made medical care a leading cause of bankruptcies. USA Today, June 28.

Medicine:

Medicine

Mind:

Medicare:

Personal Finance:

Personal Finance
  • Bridge income gaps with an annuity: Before you start deciding how much of your retirement income – if any – to invest in annuities, ask yourself these key questions. Money, July 1.
  • The Dangers of DIY Estate Planning: Every year, thousands of consumers bypass lawyers and create their own wills, powers of attorney, and other estate planning documents with the help of online tools and books. US News and World Report, June 29.
  • The Economy's Lasting Impact on Your Retirement: The economic downturn has changed the way Americans think about retirement. Instead of chasing the highest possible investment returns, many people are seeking a measure of safety. US News and World report, June 28.

Retirement:

  • Get a Jump on Retirement: To see if you're ready, take a test drive. Kiplinger's, August 2010.
  • For Boomers, will retirement be a relic of yesteryear? Only in recent decades has it been common for elderly people to live alone, or in retirement communities. Many Baby Boomers have not prepared themselves financially for retirement, and may end up living with their children. Chicago Sun-Times, July 1.
  • Most Baby Boomers Plan to Delay Retirement: American workers are increasingly planning to delay retirement. Among employed adults ages 50 to 61, 60 percent say they may have to delay their retirement because of the recession, according to a Pew Research Center telephone survey of 2,967 adults released today. US News and World Report, June 30.

Social Security:

Housing:

Housing
  • Big Makeovers at Retirement Communities: Retirement communities are expanding services, often to non-residents, as they seek to combat the lingering effects of a serious recession and devise ways to broaden their appeal to potential new residents. Broader fitness and health programs can be seen at many communities. US News and World Report, June 28.

Caregiving

  • When It's Time for In-Home Care: The signs can hit you quickly or sneak up on you gradually. But what do you do if Mom or Dad isn't safe living alone anymore? WSJ, July 4.
  • Preparing More Care of Elderly: Seventy million Americans will have turned 65 by 2030, and doctors and nurses are struggling to deal with an explosive growth in high-risk older patients. The New York Times, June 28.

End of Life:

  • 10 Things Funeral Directors Won't Tell You: As U.S. life expectancies continue to climb, decade after decade, funeral homes struggle to maintain their profits. In most industries, that would mean price wars, but not in the burial business, where consumers often choose providers based on just three criteria: location, family history and personal recommendations. SmartMoney, June 28.

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NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Jun. 21 – 27, 2010

Health:

Health

Mind:

Medicare:

Personal Finance:

Personal Finance

Retirement:

  • Did China Save Your Retirement? Sometimes promising news comes from unexpected places. For instance, early last week the People's Republic of China took steps that may do your retirement portfolio a favor. WSJ. June 27.
  • 10 Essentials for Successful Retirements: Many retirees will enjoy terrific lives in their later years. They will join millions of other Americans who have managed to do the same. What are their secrets? US News and World Report, June 25.
  • 12 Ways Retirees Spend Their Newfound Free Time: When you finally leave your job for good you have eight or more extra hours to do whatever you wish. US News and World Report, June 25.
  • 15 Ways to Tell if You Are Ready to Retire: Retirees no longer have to pay for professional work clothes or transportation to the office. But unless you enter retirement newly mortgage-free, most of your other expenses are likely to remain the same after you leave your job. US News and World Report, June 21.
  • 5 Great Cities for Retirees: Find the right mix of people, services, activities in these vibrant destinations. Kiplinger's, June 2010.

Social Security:

  • Social Security - Will Obama panel cripple it with 'minor' tweaks? Social Security's curse is that its amazing simplicity from the standpoint of its beneficiaries – those checks keep coming regardless of the state of the economy or the federal budget – masks the complexity of its inner workings. Los Angeles Times, June 23.

Scams:

Driving:

Caregiving

  • Beyond Estate Planning - Bankers Tackle Elder Care: Private banks and trust companies say that they increasingly are helping older clients–or parents of younger clients–sort out medical bills, hire in-home care or even manage the sale of a home. WSJ, June 26.
  • How to be a better caregiver: As the population ages, a growing number of people are caring for an ailing family member or friend at home. Newport News Daily Press, June 22.
  • The Caregiving Boomerang: The most devoted family caretakers are at risk of dying first themselves. Survival strategies from the author of 'Passages.' Newsweek, June 18.
NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Jun. 14 – 20, 2010

Health:

Health

Medicine:

Health

Mind:

  • B vitamins linked to depression risk in older adults: Older adults with relatively low intakes of vitamins B6 and B12 may have a higher risk of developing depression than those who get more of the nutrients, a new study suggests. Reuters, June 18.
  • Lifestyle May Not Prevent Alzheimer's: A comprehensive analysis by an independent government panel has found that there is not enough scientific evidence to date to support the advice doctors currently give – such as exercising, doing crossword puzzles or eating a Mediterranean-style diet – for preventing or controlling symptoms of Alzheimer's disease and dementia. Time, June 14.

Medicare:

Personal Finance:

Personal Finance

Retirement:

  • How to Find a Low-Tax Place to Retire: Retirement should be less taxing than working. And it can be, if you seek out a state with lower taxes than the place you live now. US News and World Report, June 14.
  • Trading Down Can It Still Bankroll Your Retirement? Trading down to a smaller home is a retirement-planning staple. According to an April study by the Society of Actuaries, 20% of not-yet retirees say they plan to downsize after the last child leaves the nest. WSJ, June 12.

Social Security:

  • Government Benefits Go Paperless: The Social Security Administration and other federal agencies plan to switch from paper checks to debit cards next year. Kiplinger’s, June 14.

Scams:

Technology:

Travel:

Travel

End of Life

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  • When you die, is your bank account in limbo? It's a morbid thought, but the fact is that a dead person can't use a bank account. So what happens to a bank account – and the money in it – when someone dies? Bankrate.com, June 15.
NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Jun. 7 – 13, 2010

Health:

Health

Medicine:

Health

Mind:

  • Supplements for depression: Don't believe everything you read on a label. Often the claims made by supplement manufacturers aren't backed up by solid scientific evidence, and the potency and contents of supplements can vary widely. Health.com, June 11.
  • Faulty gene leads to protein buildup in Alzheimer's: A brain mechanism that acts like a recycling plant for toxic proteins goes haywire in people with a gene mutation linked with Alzheimer's disease, U.S. researchers said on Thursday. Reuters, June 10.

Medicare:

Personal Finance:

Personal Finance

Taxes:

Retirement:

  • I retired. Now how do I unretire? You retired. But that was then. Now things have changed, and you want – or need – to return to the workforce. Fortune, June 11.
  • A Nation of Helen Thomases: We may not work as long as the dean of the White House press corps, who finally retired at age 89 after brandishing her militant anti-Zionism. But we'll still be working long after turning 65—because we don't have anywhere near enough to retire on. WSJ, June 11.
  • 5 Alternatives to Traditional Retirement: Traditional retirement generally requires us to work and save consistently for 30 or 40 years so we can have an extended period of leisure in our golden years. But there are other ways we could allocate work and leisure time throughout our lives. U.S. News and World Report, June 7.

Investing:

Investing
  • Looking to Invest Your Social Security Check? Consider These Factors: For many seniors, monthly Social Security checks are a safety net used to cover immediate costs. But for those who have the luxury of being able to grow their portfolios, these payments can represent a regular source of investable income. US News and World Report, June 11.

Scams:

Caregiving:

Long-Term Care:

End of Life

  • Talk About End of Life Wishes Now: Discussions and decisions should be made before serious health problems appear. U.S. News and World Report, June 7.
  • Talking About Dying: Rabbi Zalman Schachter-Shalomi, founder of the Jewish Renewal movement, on discussing the most difficult subject of all. The New York Times, June 8.
NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



May 31 – Jun. 6, 2010




Health:

Health

Medicine:

Health

Mind:

Medicare:

Personal Finance:

Personal Finance

Retirement:

  • Retire South of the Border: Warm weather and a low cost of living lure retirees from the U.S. Kiplinger's, July 2010.
  • Insurance Relief for Early Retirees: Early retirement, a dream of many, can turn into a nightmare for those unable to secure health insurance. Now, two new federal programs may provide some relief. WSJ, June 5.
  • A look at how people pay for retirement: Retirement planning isn't about "the number," but the numbers -- your assets, liabilities, expenses, and income. The more you know about those numbers, the more likely your retirement plan will become a reality instead of a pipe dream. MarketWatch, June 4.

Investing:

Investing
  • Focus on risk before worrying about return: No place to run, no place to hide – that's what it feels like at the moment. Everything appears risky and the burden to investigate all that could be wrong with any investment makes the mattress seem like the best place for your portfolio. MarketWatch, June 3.

Long-Term Care:

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NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.

May 24 – 30, 2010

Health:

Health

Medicine:

Health

Mind:

Medicare:

Personal Finance:

Personal Finance
  • Worried Retirees Take Risks to Boost Returns: The core tenet of retirement savings has always been to tolerate higher risk at a younger age to maximize accumulation and shift away from equities the older you get. Sticking to that game plan – given the hit 401(k) plans and IRAs took during the recession – may be easier said than done. TheStreet.com, May 27.
  • Would a Reverse Mortgage Affect My Taxes? Taking out a reverse mortgage can give an older homeowner access to needed cash without selling the property, but what are the tax implications! SmartMoney, May 27.
  • A Catch-Up Guide to Retirement: Even if you got a late start, you can still build a sizable nest egg during your final decade of work. Kiplinger's, May 25.
  • Why Your 401(k) Still Hasn't Recovered: Two-thirds (67 percent) of Americans say they haven't recovered losses from market lows a year ago. U.S. News and World Report, May 24.

Retirement:

  • Ready for retirement? What does it take to make the move from a working life to retirement, and to make that move successfully? MarketWatch, May 27.
  • 10 Cities for Retirement Property Steals: Although the financial crisis has hammered retirement accounts, it has also converted a number of popular retirement destinations into bargains for home buyers. U.S. News and World Report, May 25.

Social Security:

  • Lower Social Security Checks for 1947-Born Retirees: Those age 62 in 2009 will receive checks 2.6 percent below payments made to retirees born between 1930 and 1946, according to Center for Retirement Research at Boston College. U.S. News and World Report, May 25.

Housing:

Housing

Driving:

  • When It's Too Costly for Dad to Drive: Trying to persuade older family members to give up their car keys isn't just an emotionally fraught chore. Increasingly, it's a financial issue too. WSJ, May 29.

Caregiving:

Work:

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NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



May 17 – 23, 2010

Health:

Health

Medicine:

Health

Mind:

Personal Finance:

Personal Finance

Retirement:

  • Smart Moves for Life's Big Events: Before you ditch the daily grind for good, do a complete benefits checkup. Kiplinger's, June 2010.
  • 10 Unusual Sources of Income in Retirement: From renting out an empty bedroom to working a part-time job in retail, retirees are handling the setback with aplomb. U.S. News and World Report, May 20.
  • Annuities may be coming to a retirement plan near you: Some folks want 'em. Some don't. That's the upshot of the 600-plus letters the U.S. Labor and Treasury Departments received in response to a request for information about including income annuities as a pay-out option for 401(k) plans. MarketWatch, May 19.
  • Americans Who Seek Out Retirement Homes Overseas: With life expectancies growing – and some pension plans diminishing – baby boomers are doing the numbers and concluding that moving overseas makes more sense than aging in place. The New York Times, May 18.

Social Security:

  • Social Security needs small 'tweaks': Social Security faces a $5.3 trillion shortfall over the next 75 years, but a new congressional report says the massive gap could be erased with only modest changes to payroll taxes and benefits. The Associated Press, May 17.

Driving:

Insurance:

Caregiving:

Long-Term Care:

  • How to Find Affordable Long-Term Care: Depending on the level of assistance that you need, there are some inexpensive care options and ways to protect yourself from excessive long-term care costs. U.S. News and World Report, May 17.

Work:

  • The Double Dipper Economy: Some employees forced into early retirement are returning to the workforce as highly paid consultants. How long can these sweet deals last? Newsweek, May 20.

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  • Suicide Risk May Be Higher in Senior Facilities: But recent life losses may underlie the worrisome numbers, researchers say. HealthDay, May 18.
  • Daily stress and worry plummet after age 50: After 50, daily stress and worry take a dive and daily happiness increases, according to an analysis of more than 340,000 adults questioned about the emotions they experienced "yesterday." USA Today, May 17.
  • 8 Tips on Going Back to School: Whether it's Baby Boomers seeking encore careers or retired folks pursuing a new hobby or leisure-time passion, community colleges are worth a serious look. U.S. News and World Report, May 17.
NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



May 10 – 16, 2010

Health:

Health

Medicine:

Health
  • Herbal Supplements, Warfarin Can Be Hazardous Mix: Garlic, ginkgo, St John's Wort could all upset bleeding/clotting balance, study found. HealthDay, May 13.
  • New Help to Free Legs From a Web: Asclera, a vein injection drug, has been approved by the F.D.A. for treating varicose veins. The New York Times, May 11.
  • Are too many people taking heartburn drugs? Too many people in the U.S. may be taking stomach-acid-suppressing drugs such as Nexium and Prevacid, new research suggests. The drugs, known as proton pump inhibitors, help those with serious stomach and digestive problems, but the risks may outweigh the benefits for people with less serious conditions. Health.com, May 10.

Mind:

Medicare:

  • Changes to Medicare Advantage: The recent column about the impact of new health-care legislation on Medicare prompted many WSJ readers to ask about the specific effects on Medicare Advantage programs, which currently cover about a quarter of Medicare recipients. WSJ, May 9.

Personal Finance:

Personal Finance
  • Rescue your retirement from inflation's threat: Take steps now to save your portfolio from drowning. MarketWatch, May 14.
  • Divine Intervention - God and Your 401(k): Savers looking to align their investments with their spiritual values may be getting more options in their retirement plans. Smart Money, May 14.
  • Will Your Retirement Income Be Enough? How much money will you need to retire? Probably more than you think! Investopedia, May 11.
  • Putting an ETF in Your Nest Egg: ETFs may be the investment vehicle du jour, but should you buy into one for your golden years? Smart Money, May 11.
  • The 10 Biggest Sources of Retirement Income: Working Americans tend to have one major source of income: their job. But once you retire, your income is likely to come from several different sources, including retirement account withdrawals, monthly Social Security payments, and increasingly, a part-time job. U.S. News and World Report, May 10.
  • 5 Questions to Ask About Your Target-Date Fund: The Labor Department and Securities and Exchange Commission released target-date fund guidance for investors last week. The publication highlights the significant differences among target-date funds in how they invest and reallocate assets over the life of the fund. Here are five questions to ask about your target-date fund. U.S. News and World Report, May 10.

Retirement:

Social Security:

Scams:

Work:

  • Retired Workers Will Be Wooed to Return: We've struggled with the steepest recession in our lives, the outsourcing of millions of American jobs, and the rise of formidable competitors and obstacles to continued U.S. economic supremacy. But if you look closely at demographic trends, there clearly is a job shortage in the nation's future. It will make itself felt in only a few years. U.S. News and World Report, May 10.

End of Life:

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  • Older Students Kick From the Hip: Martial arts like taekwondo, karate, kung fu, judo and akido are attracting more students in the their 50s and older. WSJ, May 15.
NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



May 3 – 9, 2010

Health:

Health
  • Kicking Our Addiction to Salt: Why excess sodium is so tasty–and so tough to give up. TIME, May 7.
  • What The Health Law Didn't Fix: For the third time this year, Congress has just days to avert a scheduled 21 percent cut in pay to doctors who treat seniors and others on the Medicare program. And while just about everyone agrees a cut of that magnitude would be devastating for Medicare and the patients it serves, no one seems to be able to figure out how to solve the problem in anything except a stopgap way. NPR, May 5.
  • Some Retirees Will Receive Aid to Pay Health Bills: Former employers would be reimbursed for 80 percent of the cost of claims from $15,000 to $90,000 a year for a retired worker who is 55 or older and not eligible for Medicare. The New York Times, May 4.
  • Sleeping Well Linked to Longer, Healthier Life: Age and Health Are 2 Key Factors in Quality of Sleep. WebMD Health News, May 3.
  • Strokes can be prevented: Nearly 800,000 people in the USA have "brain attacks" each year. But most are preventable. USA Today, May 3.

Mind:

Personal Finance:

Personal Finance
  • When is an annuity worth it? Annuities are probably the single most misunderstood investment around, in large part because there are so many varieties of them, many of which contain arcane features that can numb the brain. Money, May 6.
  • Retirement Savings Strategies for Late Starters: 42 percent of workers age 45 and older have total savings and investments of less than $25,000, according to a recent Employee Benefit Research Institute survey. U.S. News and World Report, May 3.
  • Ready Your Nest Egg for the Worst Case: Testing your portfolio for a 'black swan' market event could up the chances your nest egg will last a lifetime. Kiplinger's, May 3.
  • U.S. Pension Agency Cited for Lax Controls: Nearly one in six Americans still relies on the Pension Benefit Guaranty Corporation to essentially provide insurance for a company's defined-benefit pension plan. NPR, May 3.

Taxes:

Retirement:

  • Sex matters when it comes to retirement planning: If men are from Mars and women are from Venus, how on Earth can couples be in sync on planning and saving for retirement? The Associated Press, May 6.
  • Annuities may be coming to a retirement plan near you: Some folks want 'em. Some don't. That's the upshot of the 600-plus letters the U.S. Labor and Treasury Departments received in response to a request for information about including income annuities as a pay-out option for 401(k) plans. But there's clearly no consensus on what is certain to become a political hot potato. MarketWatch, May 6.
  • Crossroads for Retirement Investments Nears: The inadequacy of Americans' financial preparations for retirement has been documented in countless studies. We save too little, too late. We fail to do the homework to understand the financial products we already own. As a consequence, we often make poor investment decisions. U.S. News and World Report, May 5.

Investing:

Investing
  • Get comfortable with retirement investing: You're in your 50s. You've saved a little for retirement, but not nearly enough given all the college bills you have and the cost of everyday, not even extravagant, living. Should you swing for the fences or create a safety net? MarketWatch, May 5.

Social Security:

Insurance:

Long-Term Care:

Technology:

  • iPad has the right touch: Apple tablet's large screen, low weight and ease of use make it a nice fit for older users. San Francisco Chronicle, May 3.

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NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Apr 26 – May 2, 2010

Health:

Health

Medicine:

Medicine

Mind:

Medicare:

  • FACT CHECK - Can overhaul law save Medicare? Sorting out what the overhaul means for Medicare's finances can be confusing. Federal accounting practices allow the health program for people 65 or older to get a credit – an IOU – for savings that actually will largely get spent to cover younger generations. The Associated Press, May 1.
  • Seniors aren't flocking to quality health plans: Millions of seniors signed up for popular Medicare Advantage insurance plans don't get the best quality, an independent study found. The Associated Press, April 29.
  • Health care reform impact on Medicare: During the debate over health care reform, changes to Medicare became a major point of contention. Seniors packed town hall meetings and contacted elected officials in droves to make sure their benefits would be protected. Bankrate.com, April 28.

Personal Finance:

Personal Finance

Retirement:

Social Security:

  • 6 Ways Couples Can Maximize Social Security Payouts: Couples who are currently married, or who have stayed together at least 10 years, tie their working records—and the resulting Social Security checks—together as long as they both live. In the case of Social Security payments, the result is often better for the couple. U.S. News and World Report, April 26.

Grandparenting:

Work:

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NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Apr 19 – 25, 2010

Health:

Health

Medicine:

Medicine

Mind:

Personal Finance:

Personal Finance

Retirement:

  • How Divorce Affects Retirement Benefits: Divorce after age 50 can severely disrupt your retirement plans. Access to pensions, retirement account balances, and Social Security benefits are all impacted by both marriage and divorce. U.S. News and World Report. April 23.
  • Best Places to Retire - With So Many Lists, Here's How to Decide: Here's what's behind some popular “best places” lists to help you determine which most closely matches your own priorities. Wallet Pop, April 21.
  • 7 Reasons to Downsize in Retirement: One of the quickest ways to stretch your retirement budget is to shrink your housing costs. Moving into a smaller house, condo, or apartment can also reduce your taxes, utility bills, and home maintenance costs. U.S. News and World Report. April 19.

Social Security:

  • Social Security payments to be direct deposited: The U.S. Department of the Treasury announced this week that new Social Security recipients will be required to collect their due by direct deposit into a bank account or a government Direct Express Debit MasterCard beginning on March 1. 2011. Existing Social Security beneficiaries will have until March 1, 2013 to switch to electronic payments. Washington Post, April 19.

Insurance:

Caregiving:

Technology:

  • Rockin' the retirement home: In the age of so-called digital democracy, with technology leveling many playing fields, why should the elderly be left out? CNNMoney.com, April 22.

Work:

  • A Graying Population, a Graying Work Force: Professional caregivers are one of the fastest-growing segments of the U.S. work force, and also one of the oldest. The New York Times, April 24.
  • 8 Popular Post-Retirement Jobs: According to the U.S. Department of Labor, the number of employed Americans between the ages of 65 and 90 has mushroomed in recent years. Investopedia, April 22.

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NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Apr 12 – 18, 2010

Health:

Health

Medicine:

Medicine

Mind:

Medicare:

Personal Finance:

Personal Finance

Retirement:

  • Retirement - Test Your Financial Planning IQ: The days of counting on a company pension and Social Security to assure financial well-being in retirement are over. The Associated Press, April 16.
  • 6 biggest retirement mistakes: Saving for retirement is an intimidating task and everyone makes mistakes. To mark financial literacy month, we asked financial experts about the missteps they see most often and how to avoid them. CNNMoney.com, April 12.

Social Security:

Scams:

  • States fret over health insurance scams: Bogus health plans that advertise comprehensive coverage at bargain prices are on the rise, luring desperate consumers to pay for policies that won't cover their medical bills, state insurance commissioners say. USA Today, April 13.

Housing:

Housing

Insurance:

  • New Strategies for Long-Term Care: When it comes to long-term-care insurance, families generally fall into two camps: They're either afraid to let their elders go without it, or they're afraid to spend their savings on steep premiums. WSJ, April 17.
  • What Health Reform Means for Long-Term Care: Although a new national program will provide some long-term-care coverage, you shouldn't drop coverage you already have. Kiplinger’s, April 15.

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NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Apr 5 – 11, 2010

Health:

Health

Mind:

Medicare:

Personal Finance:

Personal Finance
  • Fees can take a big bite out of retirement fund contributions: For the average saver who adds $4,000 annually to an IRA, a whopping 54% of the contribution goes to fees, a trade group's study finds. Los Angeles Times, April 11.
  • Avoid these Roth IRA conversion mistakes: While most of the some four in 10 U.S. households who own an IRA don't plan to convert those accounts to Roth IRAs this year, tens of thousands, perhaps even hundreds of thousands, are deciding to take the conversion step -- and many are making some astonishing mistakes that experts say could be avoided easily. MarketWatch, April 8.
  • Annuities - Their Surprising Comeback: Fixed annuities have gotten hot, but are they right for you? Smart Money, April 7.

Investing:

Personal Finance

Social Security:

  • Report on Social Security delayed: The Obama administration is delaying release of the annual report on the financial health of Social Security and Medicare so that the new report can reflect the impact of the recently passed health care overhaul. The Associated Press, April 5.

Scams:

Insurance:

  • Your toughest retirement puzzle – long-term care: Ask someone why he or she bought a long-term-care insurance policy and you will probably hear a story about family. Often a sad or scary story. Money Magazine, April 7.
  • Long-Term Care Program Debuts In New Health Law: It got precious little debate in either the House or Senate, and President Obama didn't even mention it when he signed the huge health bill into law. But buried within the new health care overhaul is the first-ever federal insurance program to help Americans meet the often crushing costs of long-term care. NPR, April 2.

Caregiving:

Work:

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NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Mar 29 – Apr 4, 2010

Health:

Health

Medicine:

Medicine

Mind:

Medicare:

Personal Finance:

Personal Finance
  • Eight do's and don'ts for your 401(k): When it comes to saving for retirement and building a portfolio to last a lifetime, most Americans are way behind the eight-ball, the nine-ball and all the other balls on the pool table. MarketWatch, April 2.

Retirement:

Scams:

  • Swindlers Exploit Confusion Over Health Care Law: Consumer advocates were bracing for a surge in swindlers hoping to take advantage of Americans confused by what the new health care law means for them. They didn't have to wait long. NPR, April 1.
  • Beware the 'dirty dozen' tax scams: Tax season is prime tax scam season. As taxpayers are trying to decipher new tax laws, criminals take advantage of the confusion and concern about filing to dupe unsuspecting filers. Bankrate.com, March 31.

Insurance:

  • Health Law Preserves Cobra Plan: If you've recently joined the ranks of the unemployed or are worried that you soon will, you may be wondering if the sweeping new health law will help you. The New York Times, April 2.
  • Options Expand for Affordable Long-Term Care: Little noticed in the new health law is an insurance plan that will help people with long-term health problems. The New York Times, March 29.

End of Life:

  • 1 in 4 elderly need care decisions made for them: A significant number of the elderly — more than one in four — will eventually need someone to make end-of-life decisions about their medical care, a new study suggests. The Associated Press, March 31.
  • 5 years after Schiavo, few make end-of-life plans: Five years after the court fight over allowing Terri Schiavo to die, most Americans still don't draft the legal documents that spell out how far caregivers should go to keep them alive artificially. The Associated Press, March 30.

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NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Mar 22 – 28, 2010

Health:

Health

Medicine:

Medicine
  • F.D.A. Says Millions Got Unapproved Heart Pills: About 80 percent of prescriptions for nitroglycerin are filled with unapproved, unvetted tablets, the agency said. The New York Times, March 26.
  • Study supports safety of osteoporosis drugs: A new study gives reassuring news about the safety of Fosamax and Reclast, bone-building drugs taken by millions of American women. It found that long-term use does not significantly raise the risk of a rare type of fracture near the hip. The Associated Press, March 25.
  • Drug assistance programs keep seniors on track: Medication management is coming to nearly 7 million seniors and disabled Americans enrolled in Medicare drug plans. USA Today, March 22.

Mind:

  • Memory Loss With Age: As people grow older, memory and thinking skills decline relatively rapidly in those who end up with later dementia compared with folks who are aging normally–even before dementia or Alzheimer's disease is officially diagnosed. U.S. News and World Report, March 22.

Medicare:

Personal Finance:

Personal Finance
  • Before converting to a Roth IRA, consider pros and cons: Roth IRAs, hatched in 1997 to help Americans save for retirement, allow investors to put previously taxed dollars into a Roth IRA and grow them tax-free. Unlike traditional IRAs, Roths do not require account owners to take minimum distributions in retirement, so nest eggs can grow untouched for years. USA Today, March 26.
  • Medicare tax hikes – what the rich will pay: High-income households will be paying more into Medicare as a result of the new health reform law. CNNMoney.com, March 25.

Retirement:

  • To Buy, or Rent? The answer, if you're moving in retirement, can be tricky. A look at some top markets. WSJ, March 27.
  • Retired couple will need $250,000 for health care: Relief to seniors facing high prescription drug costs is one of the first changes to come under the health care overhaul. But that won't offset the relentless increase in retirees' medical expenses. Associated Press, March 25.

Social Security:

Housing:

Housing
  • Searching for Security How to tell whether a continuing-care community will be able to keep its financial promises. WSJ, March 27.

Insurance:

  • New Long-Term Care Insurance: The measure signed into law by President Obama on Tuesday contains a little-remarked insurance program designed to help Americans pay for long-term care. The New York Times, March 24.
  • Long-Term-Care Help From States: More than half of the states have programs that let some people qualify for Medicaid before depleting all their assets. Kiplinger's, March 22.

Caregiving:

End of Life:

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NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Mar 15 – 21, 2010

Health:

Health

Medicine:

Medicine

Medicare:

Personal Finance:

Personal Finance
  • Do You Have Enough to Retire? Just how much are you going to need in order to retire comfortably? Here's a simple five-step approach to working out the answer. WSJ, March 21.
  • Annuities Offer Steady Income, Big Drawbacks: Insurers are pushing annuities as a way to protect investors from wild financial markets, but the products can be pricey and expose investors to inflation. Business Week, March 15.

Retirement:

Scams:

  • Beware of these 'dirty dozen' tax scams: As the tax deadline draws near, the Internal Revenue Service wants you to beware of fraudulent tax preparers, hidden offshore bank accounts and offers that seem too good to be true. CNNMoney.com, March 17.
  • Look out for these 4 Census scams: The 2010 U.S. Census survey will be mailed to all U.S. residents in mid-March, opening the door to con artists who will use the program as an opportunity to swindle people out of their money and their identity. Bankrate.com, March 15.

Housing:

Work:

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NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Mar 8 – 14, 2010

Health:

Health

Medicine:

Medicine

Mind:

  • Minorities more likely to suffer Alzheimer's disease: As deaths from heart disease and many types of cancers have dipped, living longer is putting more people at risk for Alzheimer's disease, the brain-wasting condition that a new report shows African-Americans and Hispanics are particularly vulnerable to as they grow older. USA Today, March 9.
  • Diet, Exercise Can Improve Thinking: Study finds benefits for the mind, not just the body. HealthDay, March 8.
  • Infection Defense May Spur Alzheimer's: Beta amyloid, which was once thought to be a chief villain in Alzheimer's, may be part of the brain's normal defenses, researchers at Harvard suggested. The New York Times, March 8.

Medicare:

Personal Finance:

Personal Finance

Retirement:

  • How to Salvage Your Retirement: Almost 30% of those who have already retired have saved nothing at all to support themselves, while only a third have saved at least $50,000. Instead they were relying on … what? Santa Claus? WSJ, March 12.
  • Workers Are Confident, Clueless About Saving: A new study by the Employee Benefit Research Institute shows Americans are feeling better about their ability to save enough for retirement, but they're actions don't match their confidence. TheStreet.com, March 10.
  • 3 ways to build a secure retirement plan: If you don't want to open your 401(k) statement, you're not alone. But not paying attention to your retirement plan now will come back to haunt you later. Take these three steps to build a solid plan to ensure security in retirement. Bankrate.com, March 9.
  • 43% have less than $10k for retirement: The percentage of American workers with virtually no retirement savings grew for the third straight year, according to a survey released Tuesday. CNNMoney.com, March 9.
  • How Uncle Sam wants to boost your retirement: Two new ideas being discussed inside the Beltway could actually make it easier to prepare for retirement. Money, March 9.

Caregiving:

  • Finding the Right Care for the Elderly: Some ailing parents might be able to live at home or with their children, but care for a parent with dementia can be extremely expensive. The New York Times, March 12.

Work:

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NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Mar 1 – 7, 2010

Health:

Health

Medicine:

Medicine

Mind:

Medicare:

Personal Finance:

Personal Finance
  • Earlier Retirement – Beating Back the High Fees: Employees horrified by losses in their 401(k) retirement plans are finally getting traction where lawmakers and regulators have stumbled: Putting the squeeze on high retirement-plan fees. WSJ, March 6.
  • Advice you can count on? Financial advisers split on whether proposed 401(k), IRA rules will help or hurt investors. MarketWatch, March 2.
  • Five Reasons Tax Shelters Are More Important Than Ever: Sheltering your investment profits from taxes may seem like a remote concern when your accounts are a sea of red ink. But tax shelters like 401(k)s and IRAs are more important than ever. WSJ, March 2.

Retirement:

  • The retired couple's guide to livin' the dream: A 2009 Fidelity Investments survey of 502 married couples found that only 38% report making decisions together about their retirement finances and that large numbers don't agree on such basics as what type of lifestyle they expect to live after retiring. MONEY, March 4.
  • 401(k)s Still Fall Short As A Retirement Strategy: Most American workers were woefully unprepared for retirement before the financial crisis struck. The stock market crash that followed made things even worse. NPR, March 4.
  • The 60-plus set can't afford to retire: Seventy-two percent of workers over the age of 60 who are putting off retirement are doing so because they can't afford it, according to a survey by Careerbuilder.com, a career resources website. CNNMoney, March 3.
  • Landmarks on the Road to Retirement: Get the skinny on these four age milestones in retirement – and what they mean for you and your financial security. Kiplinger's, March 1.
  • Making Your 401(k) Last: Annuities and other vehicles can turn a nest egg into a stream of income payments. But employers and employees aren't rushing into these products. WSJ, March 1.

Social Security:

Scams:

  • 5 scams aimed at the elderly: If you're visiting your elderly mom or dad and see an excessive amount of junk mail, take note: Your elderly parent might be a prime target for fraud. Bankrate.com, March 2.

Volunteering:

  • Older Workers Bring New Purpose to Volunteer Work: Spurred by the tight job market or often career-change aspirations, older workers with specific goals for donating their time are remaking the face of volunteerism. Call it giving back with an agenda. Associated Press, March 4.

Work:

  • The Job You Make: Nearly one in five of the businesses created in 2008 were by people 55 and older, but success isn’t as easy as some make it seem. The New York Times, March 3.
  • 7 Tips for Working for a Younger Boss: A recent Harris Interactive and CareerBuilder survey of 5,231 full-time employees found that 69 percent of workers ages 55 and older currently have a younger manager. The generational differences of this dynamic can create challenges. Here's how to form a solid relationship and even impress a younger supervisor. U.S. News and World Report, March 1.

End of Life:

  • Time to prepare your will: Changes in tax rules for this year and next make estate planning tricky – and crucial. Los Angeles Times, March 7.
  • Estate Planning as a Family Conversation: Families that speak freely about estate planning can sometimes address awkward situations and avoid unwelcome surprises. The New York Times, March 3.

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NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Feb 22 – 28, 2010

Health:

Health

Medicine:

Medicine

Mind:

Personal Finance:

Personal Finance
  • Retired Early and Still Coming Up Short: Returning to work, at least part-time, may be the best way to avoid drawing down a retirement account too quickly. Here are some options for those who find themselves facing retirement with a depleted nest egg. Money, Feb 23.

Retirement:

  • How to Tell if You Are Saving Enough for Retirement: Few Americans know how much money they'll need to save for retirement. Some 44 percent of employed Americans—and even 29 percent of those ages 55 and older—admit they don't know how much money they will need in retirement, according to a recent ING Direct survey. U.S. News and World Report, Feb 26.
  • The top 10 places to retire: Plus two bonus towns for you to consider. MarketWatch, Feb 25.

Insurance:

Travel:

Personal Finance

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  • 10 Trends in Longevity: The goals of improved health and financial security are to live longer and, presumably, more fulfilling lives. U.S. News and World Report, Feb 26.
  • Aging and driving: When is the right time for an older driver to give up the keys? Chicago Tribune, Feb 25.
  • Marijuana use up for seniors as Boomers age: The number of people aged 50 and older reporting marijuana use in the prior year went up from 1.9 percent to 2.9 percent from 2002 to 2008, according to surveys from the Substance Abuse and Mental Health Services Administration. Associated Press, Feb. 23.
NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Feb 15 – 21, 2010

Health:

Health

Medicine:

Medicine

Mind:

Personal Finance:

Personal Finance

Retirement:

Social Security:

Grandparenting:

Insurance:

Caregiving:

Work:

End of Life:

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NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Feb 8 – 14, 2010

Health:

Health

Medicine:

Medicine

Mind:

Personal Finance:

Personal Finance
  • Are Annuities Being Overhyped as a Retirement Cure-All? Last month the White House recommended immediate annuities as a way to reduce “the risks that retirees will outlive their savings.” Here's why taking that advice might not be a great move right now. WSJ, Feb 13.
  • Investors Should Act Their Age: New research suggests simplicity takes on added urgency as we move into our 70s, when stock-picking acumen begins to slip. WSJ, Feb 13.
  • Lengthening life spans affect savings plans: Maybe you don't want to hit the century mark, but more of us will, which means that we have to start today to ensure that we have enough money to sustain us in that long retirement. The Dallas Morning News, Feb 8.
  • Don't be a financial burden on your kids: Every generation has its challenges. As boomers, one of our biggest is caring for our long-lived parents, providing both physical and sometimes monetary assistance, even as we're putting our children through college and grad school. Money, Feb 8.

Retirement:

Investing:

Investing

Social Security:

  • Will Baby Boomers Bankrupt Social Security? As the record federal budget deficit draws increasing scrutiny from Washington to Wall Street to Main Street, deficit hawks may take aim at entitlement programs including Social Security. CNBC, Feb 8.
  • Rash of retirements push Social Security to brink: Social Security's annual surplus nearly evaporated in 2009 for the first time in 25 years as the recession led hundreds of thousands of workers to retire or claim disability. USA Today, Feb 8.

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  • Where to Find Free Money: State treasuries are holding nearly $33 billion in unclaimed assets. Some of it could be yours. Kiplinger's, March 2010.
NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Feb 1 – 7, 2010

Health:

Health

Medicine:

Medicine

Mind:

  • Healthy life and brain help delay dementia: Alzheimer's disease is an incurable illness that gradually destroys brain cells. Alzheimer's is the most common cause of dementia among the elderly. The Memphis Commercial Appeal, Feb 1.

Personal Finance:

Personal Finance
  • Tips to Avoid Financial Strain With Aging Parents: Staying on track to a comfortable retirement isn't only about taking care of your finances and your health. It might involve taking care of your parents, too. Associated Press, Feb 4.
  • Three estate-planning changes coming your way: The Obama administration's proposed budget calls for lots of changes that could affect your estate plans, and ignorance isn't bliss -- it's foolhardy. MarketWatch. Feb 3.
  • Uncle Sam wants you to save: Obama proposes ways to help people put aside more for retirement. Indianapolis Star, Feb 1.
  • Who Needs to File a Tax Return? Not everyone has to file a return, but some low-income workers, retirees and students should file to collect a refund. Kiplinger’s, Feb 2.
  • Tax Tips for Seniors: Whether you're a retiree or somebody helping older family or friends with their taxes, we tell you all the breaks to claim. Kiplinger’s, Feb 1.

Retirement:

Investing:

Investing

Caregiving:

  • Resources to Help Manage Care for Aging Parents: The financial strain of caring for older relatives can be devastating without proper planning. Here are some online resources for those who want to put the proper safeguards in place and for caregivers who may be looking for assistance. Associated Press, Feb 4.
NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Jan 25 – 31, 2010

Health:

Health

Medicine:

Medicine

Mind:

Medicare:

Retirement:

Social Security:

  • Social Insecurity: Social Security isn't about to go bankrupt. But some little-known strategies may boost your benefits. Smart Money, Jan 27.

Housing:

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Insurance:

  • 5 things about life settlements: In some retirement hot spots, such as South Florida, advertising for "life settlements" is ubiquitous. The pitch? Sell us your permanent (cash-value) life insurance policy and you can have a chunk of the death benefit now. Money, Jan 26.
  • Democrats Put Stop on Health Overhaul: With no clear path on major health legislation, Democratic leaders in Congress effectively slammed the brakes on the president’s top domestic priority. The New York Times, Jan 26.

End of Life:

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NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Jan 18 – 24, 2010

Health:

Health

Medicine:

Medicine
  • Catching Deadly Drug Mistakes: Medication errors cause at least one death every day and injure approximately 1.3 million people annually in the United States, according to the Food and Drug Administration. WSJ, Jan 19.

Mind:

Medicare:

  • Medicare Costs More–for Some: Some Medicare beneficiaries are finding their 2010 premiums–which they thought would be frozen at 2009 levels—are actually jumping 15%. WSJ, Jan 19.

Personal Finance:

Health
  • Rethink that Roth: 12 traps to avoid when converting to a Roth IRA. MarketWatch, Jan 22.
  • 4 smart fixes for your 401(k): With stocks up more than 60% since hitting bottom last March, the red ink is finally fading on the typical 401(k) account. Money, Jan 18.

Retirement:

Caregiving:

  • Who Takes Care of Mom? We hear a lot about the costs of taking care of our graying population. But the big story roiling beneath the surface is the psychological crisis among middle-aged siblings who are fuming or fighting over issues involving their aging parents. Time, Jan 22.
  • Offering Care for the Caregiver: For all the assertions about the importance of caring in medicine, doctors as a profession have been slow to recognize family members who care for patients at home. The New York Times, Jan 21.
  • Tax help in caring for an aging parent: Millions of adult children find themselves looking after aging parents. Tax laws offer some help, as long as you and your folks meet the criteria. Bankrate.com, Jan 19.

End of Life:

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NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Jan 11 – 17, 2010

Health:

Health

Medicine:

Medicine

Mind:

Medicare:

Scams:

Grandparenting:

Housing:

Health
  • Best Nursing Homes - Behind the Rankings: On a given day, 1.5 million people are living in the nation's 16,000-plus nursing homes, and in a typical year more than 3.2 million Americans will spend at least some time in one. That's a lot of families who need to find good care, which is why U.S. News ranks and displays data about nearly every one and updates the information every quarter. U.S. News and World Report, Jan 11.

End of Life:

  • Facing End-of-Life Talks, Doctors Choose to Wait: It’s a conversation that most people dread, doctors and patients alike. The cancer is terminal, time is short, and tough decisions loom – about accepting treatment or rejecting it, and choosing where and how to die. The New York Times, Jan 11.

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NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Jan 4 – 10, 2010

Health:

Health

Medicine:

Medicine

Mind:

Medicare:

Personal Finance:

Health

Retirement:

Investing:

Investing
  • Where to Invest in 2010: The long-term economic outlook remains gloomy, but stocks should still advance in the coming year. Kiplinger’s, Jan 2010.

Housing:

Health

Insurance:

Volunteering:

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NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.
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