Archived Newswires

Feb 22 – 28, 2010

Health:

Health

Medicine:

Medicine

Mind:

Personal Finance:

Personal Finance
  • Retired Early and Still Coming Up Short: Returning to work, at least part-time, may be the best way to avoid drawing down a retirement account too quickly. Here are some options for those who find themselves facing retirement with a depleted nest egg. Money, Feb 23.

Retirement:

  • How to Tell if You Are Saving Enough for Retirement: Few Americans know how much money they'll need to save for retirement. Some 44 percent of employed Americans—and even 29 percent of those ages 55 and older—admit they don't know how much money they will need in retirement, according to a recent ING Direct survey. U.S. News and World Report, Feb 26.
  • The top 10 places to retire: Plus two bonus towns for you to consider. MarketWatch, Feb 25.

Insurance:

Travel:

Personal Finance

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  • 10 Trends in Longevity: The goals of improved health and financial security are to live longer and, presumably, more fulfilling lives. U.S. News and World Report, Feb 26.
  • Aging and driving: When is the right time for an older driver to give up the keys? Chicago Tribune, Feb 25.
  • Marijuana use up for seniors as Boomers age: The number of people aged 50 and older reporting marijuana use in the prior year went up from 1.9 percent to 2.9 percent from 2002 to 2008, according to surveys from the Substance Abuse and Mental Health Services Administration. Associated Press, Feb. 23.
NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Feb 15 – 21, 2010

Health:

Health

Medicine:

Medicine

Mind:

Personal Finance:

Personal Finance

Retirement:

Social Security:

Grandparenting:

Insurance:

Caregiving:

Work:

End of Life:

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NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Feb 8 – 14, 2010

Health:

Health

Medicine:

Medicine

Mind:

Personal Finance:

Personal Finance
  • Are Annuities Being Overhyped as a Retirement Cure-All? Last month the White House recommended immediate annuities as a way to reduce “the risks that retirees will outlive their savings.” Here's why taking that advice might not be a great move right now. WSJ, Feb 13.
  • Investors Should Act Their Age: New research suggests simplicity takes on added urgency as we move into our 70s, when stock-picking acumen begins to slip. WSJ, Feb 13.
  • Lengthening life spans affect savings plans: Maybe you don't want to hit the century mark, but more of us will, which means that we have to start today to ensure that we have enough money to sustain us in that long retirement. The Dallas Morning News, Feb 8.
  • Don't be a financial burden on your kids: Every generation has its challenges. As boomers, one of our biggest is caring for our long-lived parents, providing both physical and sometimes monetary assistance, even as we're putting our children through college and grad school. Money, Feb 8.

Retirement:

Investing:

Investing

Social Security:

  • Will Baby Boomers Bankrupt Social Security? As the record federal budget deficit draws increasing scrutiny from Washington to Wall Street to Main Street, deficit hawks may take aim at entitlement programs including Social Security. CNBC, Feb 8.
  • Rash of retirements push Social Security to brink: Social Security's annual surplus nearly evaporated in 2009 for the first time in 25 years as the recession led hundreds of thousands of workers to retire or claim disability. USA Today, Feb 8.

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  • Where to Find Free Money: State treasuries are holding nearly $33 billion in unclaimed assets. Some of it could be yours. Kiplinger's, March 2010.
NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Feb 1 – 7, 2010

Health:

Health

Medicine:

Medicine

Mind:

  • Healthy life and brain help delay dementia: Alzheimer's disease is an incurable illness that gradually destroys brain cells. Alzheimer's is the most common cause of dementia among the elderly. The Memphis Commercial Appeal, Feb 1.

Personal Finance:

Personal Finance
  • Tips to Avoid Financial Strain With Aging Parents: Staying on track to a comfortable retirement isn't only about taking care of your finances and your health. It might involve taking care of your parents, too. Associated Press, Feb 4.
  • Three estate-planning changes coming your way: The Obama administration's proposed budget calls for lots of changes that could affect your estate plans, and ignorance isn't bliss -- it's foolhardy. MarketWatch. Feb 3.
  • Uncle Sam wants you to save: Obama proposes ways to help people put aside more for retirement. Indianapolis Star, Feb 1.
  • Who Needs to File a Tax Return? Not everyone has to file a return, but some low-income workers, retirees and students should file to collect a refund. Kiplinger’s, Feb 2.
  • Tax Tips for Seniors: Whether you're a retiree or somebody helping older family or friends with their taxes, we tell you all the breaks to claim. Kiplinger’s, Feb 1.

Retirement:

Investing:

Investing

Caregiving:

  • Resources to Help Manage Care for Aging Parents: The financial strain of caring for older relatives can be devastating without proper planning. Here are some online resources for those who want to put the proper safeguards in place and for caregivers who may be looking for assistance. Associated Press, Feb 4.
NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Jan 25 – 31, 2010

Health:

Health

Medicine:

Medicine

Mind:

Medicare:

Retirement:

Social Security:

  • Social Insecurity: Social Security isn't about to go bankrupt. But some little-known strategies may boost your benefits. Smart Money, Jan 27.

Housing:

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Insurance:

  • 5 things about life settlements: In some retirement hot spots, such as South Florida, advertising for "life settlements" is ubiquitous. The pitch? Sell us your permanent (cash-value) life insurance policy and you can have a chunk of the death benefit now. Money, Jan 26.
  • Democrats Put Stop on Health Overhaul: With no clear path on major health legislation, Democratic leaders in Congress effectively slammed the brakes on the president’s top domestic priority. The New York Times, Jan 26.

End of Life:

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NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Jan 18 – 24, 2010

Health:

Health

Medicine:

Medicine
  • Catching Deadly Drug Mistakes: Medication errors cause at least one death every day and injure approximately 1.3 million people annually in the United States, according to the Food and Drug Administration. WSJ, Jan 19.

Mind:

Medicare:

  • Medicare Costs More–for Some: Some Medicare beneficiaries are finding their 2010 premiums–which they thought would be frozen at 2009 levels—are actually jumping 15%. WSJ, Jan 19.

Personal Finance:

Health
  • Rethink that Roth: 12 traps to avoid when converting to a Roth IRA. MarketWatch, Jan 22.
  • 4 smart fixes for your 401(k): With stocks up more than 60% since hitting bottom last March, the red ink is finally fading on the typical 401(k) account. Money, Jan 18.

Retirement:

Caregiving:

  • Who Takes Care of Mom? We hear a lot about the costs of taking care of our graying population. But the big story roiling beneath the surface is the psychological crisis among middle-aged siblings who are fuming or fighting over issues involving their aging parents. Time, Jan 22.
  • Offering Care for the Caregiver: For all the assertions about the importance of caring in medicine, doctors as a profession have been slow to recognize family members who care for patients at home. The New York Times, Jan 21.
  • Tax help in caring for an aging parent: Millions of adult children find themselves looking after aging parents. Tax laws offer some help, as long as you and your folks meet the criteria. Bankrate.com, Jan 19.

End of Life:

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NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Jan 11 – 17, 2010

Health:

Health

Medicine:

Medicine

Mind:

Medicare:

Scams:

Grandparenting:

Housing:

Health
  • Best Nursing Homes - Behind the Rankings: On a given day, 1.5 million people are living in the nation's 16,000-plus nursing homes, and in a typical year more than 3.2 million Americans will spend at least some time in one. That's a lot of families who need to find good care, which is why U.S. News ranks and displays data about nearly every one and updates the information every quarter. U.S. News and World Report, Jan 11.

End of Life:

  • Facing End-of-Life Talks, Doctors Choose to Wait: It’s a conversation that most people dread, doctors and patients alike. The cancer is terminal, time is short, and tough decisions loom – about accepting treatment or rejecting it, and choosing where and how to die. The New York Times, Jan 11.

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NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Jan 4 – 10, 2010

Health:

Health

Medicine:

Medicine

Mind:

Medicare:

Personal Finance:

Health

Retirement:

Investing:

Investing
  • Where to Invest in 2010: The long-term economic outlook remains gloomy, but stocks should still advance in the coming year. Kiplinger’s, Jan 2010.

Housing:

Health

Insurance:

Volunteering:

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NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Dec 28 – Jan 3, 2010

Health:

Health

Medicine:

Medicine
  • Tylenol Arthritis Caplet voluntary recall expanded: Johnson & Johnson is expanding a voluntary recall of Tylenol Arthritis Caplets because of consumer reports of a moldy smell that can cause nausea and sickness. Associated Press, Dec 29.
  • Ginkgo biloba has no effect on Alzheimer's, dementia: The popular botanical ginkgo biloba does not improve memory nor does it prevent cognitive decline in older people, according to the largest and longest scientific study ever undertaken to look at the supplement. USA Today, Dec 29.

Medicare:

  • 5 things to know about Medicare Advantage plans: This time of year you and/or your parents have some critical decisions to make regarding Medicare (enrollment for 2010 runs through Dec. 31). Among them: Should you go with one of the Medicare Advantage (MA) plans offered by private insurers as an alternative to traditional Medicare? Money, Dec 30.
  • Retirees Snared by Medicare: As People Work Longer, They Risk Penalties for Missing Deadlines. WSJ, Dec 30.
  • Expanding Health Coverage and Shoring Up Medicare: Is It Double-Counting? The issue involves not only technical accounting matters, but also a huge political issue: the impact of health care overhaul on Medicare and its beneficiaries. The New York Times, Dec 28.
  • Cardiologists sue Sebelius over Medicare fee cuts: Heart specialists on Monday filed suit against Secretary of Health and Human Services Kathleen Sebelius in an effort to stave off steep Medicare fee cuts for routine office-based procedures such as nuclear stress tests and echocardiograms. USA Today, Dec 28.
  • The not-so-sweet side of closing 'doughnut hole': Six years after Congress added a prescription drug benefit to Medicare, Democrats in the House and Senate are poised to make a central change that they and most older Americans have wanted all along. Washington Post, Dec 28.
  • Seniors worry about Medicare Advantage cuts: Insurers constantly caution seniors that their Medicare Advantage perks such as hearing aids, dental payments and even gym memberships will fizzle if Democrats get their way and cut government subsidies for them. Associated Press, Dec 27.

Personal Finance:

Health
  • Roth it right: Six mistakes to avoid when converting to a Roth IRA. MarketWatch, Dec 31.
  • Estate tax set to expire Thursday: The tax is poised to expire Thursday, though the House and Senate are expected to pass a reauthorization, possibly retroactive to Jan. 1, next year. USA Today, Dec 28.

Housing:

Health

Insurance:

Caregiving:

Technology:

  • Seniors, tech becoming savvier: Many older people learning how to use electronics, which are likewise evolving to meet their needs. Tribune Newspapers, Jan 2.

Volunteering:

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NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Dec 21 – 27, 2009

Health:

Health

Mind:

Medicare:

Personal Finance:

Health
  • Thinking Hard About Retirement and Death: With 2010 a few days away, there are several tax matters that wealthy investors need to consider next year. The two at the top of the list are whether they should convert their taxable retirement account to a tax-free Roth individual retirement account and how to deal with the uncertainty over the estate tax. The New York Times, Dec 25.

Housing:

Health

Insurance:

  • Senate Passes Health Care Overhaul Bill: The vote clears the way for negotiations with the House, which passed a broadly similar bill last month, bringing Democrats a step closer to a goal they have pursued for decades. The New York Times, Dec 24.
  • New law expands COBRA coverage: Thousands of unemployed workers won't have to worry about starting the new year without health insurance. USA Today, Dec 22.

End of Life:

  • Hard Choice for a Comfortable Death: Inducing sleep with drugs near the end of life is a widely- used treatment even as it vexes families and doctors. The New York Times, Dec 26.
  • Weighing Medical Costs of End-of-Life Care: Ronald Reagan U.C.L.A. Medical Center is confronting a hard truth. It’s difficult to know which critically ill patients will benefit from its high-intensity approach. The New York Times, Dec 22.
NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Dec 14 – 20, 2009

Health:

Health

Medicine:

Medicine

Mind:

  • Is It Just the 'Holiday Blues' – Or Are You Depressed? Can't manage to wrap the gifts or mail the cards on time? Dragging your heels yet again to get up and out of bed? If your approach to the 2009 holiday season, or your approach to life these past few months, can best be described as bah-humbug!, it may be time for some serious self-assessment. Parade, Dec 17.

Medicare:

Social Security:

  • Job losses send disability claims soaring: According to the Social Security Administration, which runs the two main federal disability programs, new claims for disability benefits rose nearly 17 percent nationwide in fiscal year 2009, to 3 million. MSNBC, Dec 17.

Insurance:

Technology:

Volunteering:

Travel:

Travel
  • Riding the Rails: These short, entry-level trips can introduce you to the pleasures of traveling by train. WSJ, Dec 19.

End of Life:

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  • The best gifts for retirees: Not sure what to give your favorite retired person? Here are some ideas. MarketWatch, Dec 17.
  • Elder abuse is a crime: The Senate Special Committee on Aging estimates that as many as five million Americans may be victims of elder abuse every year. The Tampa Tribune, Dec 17.
NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Nov 30 – Dec 6, 2009

Health:

Health

Medicine:

Medicine

Medicare:

Personal Finance:

Personal Finance

Scams:

Insurance:

Caregiving:

Technology:

Work:

  • For Older Workers, a Reluctant Retirement: Even though the U.S. labor market is showing signs of improvement, with a slowing number of job losses and a drop in the unemployment rate to 10% in November, conditions for older workers continue to deteriorate. WSJ, Dec 8.

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NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Nov 30 – Dec 6, 2009

Health:

Health

Medicine:

Medicine

Mind:

Medicare:

  • Home Care Patients Worry Over Possible Cuts: Both the House and Senate health care legislation would reduce Medicare spending on home health services. The New York Times, Dec 4.
  • Millions may be paying too much for drugs: Seniors have until the end of the year to switch Medicare drug plans to get a better deal. But many will pass up the chance to save hundreds of dollars a year in prescription costs. The Washington Post, Dec 1.

Personal Finance:

Personal Finance
  • Get Ready for 2010 – the Year of the Roth IRA: New tax rules are about to give more people access to a Roth individual retirement account, one of the most effective vehicles in which to accumulate money for retirement or heirs. WSJ, Dec 6.

Retirement:

  • Retirement Planning Mishaps: Retirement planning, with all its moving parts -- finances, families, health care and legal issues -- presents lots of opportunities to get things wrong. WSJ, Dec 6.
  • Five ways to rethink your retirement plan: One year after the start of the crash, your 401(k) or IRA is pretty much back to even, according to some studies at least. Now you can get on with the rest of your life, and with planning your future finances. Rather than thinking about how much money you lost, now's a good time to incorporate all the new retirement research and possibly some new products into your plan. MarketWatch, Dec 3.
  • 7 Ways to Save Big Bucks in Retirement: Thanks to the stock and housing market crashes, more retirees report that they are scaling back their retirement plans, cutting their spending and hunkering down for fear they will outlive their retirement savings. Walletpop.com, Dec 2.

Insurance:

End of Life:

  • In Hospice, Care and Comfort as Life Wanes: Patients receiving hospice care tend to live longer and die more peacefully than those who get intensive care for their disease after the treatment no longer helps. The New York Times, Nov 30.

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NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Nov 23 – 29, 2009

Health:

Health

Medicine:

Medicine
  • Some Prescription Meds May Raise Seniors' Risks of Falling: Caution needed when taking sedatives, antidepressants, benzodiazepines, review finds. HealthDay, Nov. 24.
  • Shifting Vaccine for Flu to Elderly: Federal health officials are trying to shift supplies of the seasonal flu vaccine away from chain pharmacies and supermarkets to nursing homes, hoping to counter a shortage that threatens to cause a wave of deaths this winter among the nation’s most vulnerable population. The New York Times, Nov 23.

Mind:

  • A costly diagnosis: Alzheimer's disease takes toll on memories, and money too. MarketWatch, Nov 25.

Medicare:

  • Oxygen Rules Pinching Patients: New Medicare rules designed to reduce waste and fraud in medical-equipment reimbursements are driving some home-oxygen suppliers out of business and leaving patients scrambling to find new providers. WSJ, Nov 24.

Personal Finance:

Personal Finance

Social Security:

  • How Divorce Affects Your Social Security (Or Not): If you were married at least 10 years; aren’t currently remarried; are at least age 62; and your ex-spouse is entitled to Social Security retirement or disability benefits, you’re eligible. WSJ, Nov 26.

Scams:

  • Avoid health care fraud: More than $2.25 trillion is spent on health care in the United States; of that, be?tween $68 billion to $225 billion is lost each year because of health care fraud and abuse. USA Weekend, Nov 29.

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  • How to Choose a Senior-Friendly Home Telephone: Looking for a practical, senior-friendly home phone for an aging parent or elder loved one? Today there are a huge variety of “amplified” and/or “big button” phones on the market that can help with almost any aging need. NBC, Nov 23.
  • Grandma has no computer? Still send her e-mail: A mailbox containing real mail with real family pictures is about as rare these days as a day without e-mail. USA Weekend, Nov 29.
NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Nov 16 – 22, 2009

Health:

Health

Medicine:

Medicine

Medicare:

  • Research Medicare Part D options: Seniors need to review their options now to be aware of changes for 2010, including premium increases, new deductibles and alterations in the Extra Help program. Los Angeles Times, Nov 23.
  • Choosing the Right Medicare Plan: In past years, most older people just stuck with their existing Medicare drug plan or Medicare Advantage plan during open enrollment, avoiding the dizzying experience of choosing a new one. WSJ, Nov 19.

Personal Finance:

Money
  • 7 ways to stretch your retirement income: Most people probably don't expect to outlast their financial assets in retirement. But between the shortage of traditional pensions, paltry savings levels and ever-expanding life spans, many Americans could see their money dry up before retirement ends. Bankrate.com, Nov 19.
  • Trim Taxes by Boosting Retirement Savings: Max out your contributions while you can; limits won’t increase in 2010. Kiplinger's, Nov 19.

Retirement:

Social Security:

  • Can We Save Social Security? With Social Security predicted to reach insolvency within 30 years, lawmakers agree that something needs to be done – and fast. Parade, Nov 23.

Scams:

  • Don't eat that free lunch: Even post-Madoff, investors still fall prey to scams such as 'free lunch' seminars. MarketWatch, Nov 19.

Housing:

Housing
  • Attractive and Functional Design Solutions for Aging Homeowners: Making a home suitable for older occupants is becoming a mainstream part of the home remodeling business. Growing numbers of seniors want to remain in their homes as they age, and attractive design solutions for aging in place projects have evolved. U.S. News and World Report, Nov 19.

Insurance:

  • Senate Votes to Open Health Care Debate: The Senate voted 60 to 39 on Saturday night to begin full debate on major health care legislation, propelling the bill over a crucial, preliminary hurdle. The New York Times, Nov 21.
  • Mammogram coverage won't change, companies say: Insurance companies contacted by USA TODAY say they will continue paying for annual mammograms amid widespread fears that new breast cancer screening guidelines from a federal task force could lead women to lose coverage for those tests. USA Today, Nov 19.
  • Senate Health Plan Seeks to Add Coverage to 31 Million: Harry Reid, the majority leader, put forward his version of the health care overhaul on Wednesday, promising it would reduce the deficit while covering most of the uninsured. The New York Times, Nov 18.
  • Senate weighs long-term care program: Senate health care legislation expected this week is likely to include a new long-term care insurance program to help the elderly and the disabled avoid going into nursing homes, Democratic officials say. Associated Press, Nov 17.
NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Nov 9 – 15, 2009

Health:

Health

Medicine:

Medicine

Mind:

Medicare:

Personal Finance:

Money

Social Security:

Technology:

End of Life:

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NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Nov 2 – 8, 2009

Health:

Medicine:

Medicare:

Personal Finance:

Retirement

  • Texas is the new retirement mecca: The Lone Star State's attractions include its low cost of living and no income tax. Los Angeles Times, Nov 7.
  • 3 steps to a better retirement: If you're behind on your retirement saving, it's not too late. These three options can help you live a better life in your golden years. Money, Nov 3.

Housing:

Insurance:

  • Sweeping Health Care Plan Passes House: After a daylong clash with Republicans over a proposal that has been a Democratic goal for years, lawmakers voted to approve the $1.1 trillion, 10-year-plan that Democrats said would provide relief to Americans struggling to buy or hold on to health insurance. The New York Times, Nov 8.
  • The Rising Cost of Long-Term Care: You'll pay a steep price for assisted living, a nursing home or a home health aide. That's why insurance is essential. Kiplinger’s, Nov 5.

Technology:

  • Watch the Walk and Prevent a Fall: For years, a small group of geriatric experts has studied falls and suggested preventive programs. Most of the work has relied on visits to doctors and self-reported surveys of volunteers. The New York Times, Nov 7.

Work:

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  • AMA, AARP back House health care bill: The push to overhaul health care received a major boost Thursday as the American Medical Association and AARP endorsed legislation drafted by top House Democrats. CNN, Nov 6.
NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Oct. 26 – Nov 1 , 2009

Health:

Health

Medicare:

Personal Finance:

Money

Retirement

  • 4 home repairs before you retire: Delaying inevitable work means inflated costs and greater stress when you can least afford either. Bankrate.com, Oct 30.
  • This retirement-plan building block is cracked: Common advice on retirees' income needs is often flawed. MarketWatch, Oct 29.
  • Retirement Plans Under Siege: If you are in your 50s you may be familiar with the "sandwich generation" concept — a reference to the squeeze many folks this age find themselves in as they struggle to put their kids through college even as they assume greater financial responsibility for their long-lived, under-saved parents. TIME, Oct 27.
  • US recession makes retiring at 65 harder: Retirement study shows nearly half of US households lack money to retire by 65. Associated Press, Oct 27.

Social Security:

Scams:

  • Mind your parents: A grandmother's story highlights pricey scams that hit unsuspecting relatives. MarketWatch, Oct 29.
  • Halting elder abuse: Protect yourself against your greedy adult children. MarketWatch, Oct 28.

Housing:

Housing

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Xtra
NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Oct. 19 – 25 , 2009

Health:

Health

Mind:

Medicare:

Personal Finance:

Money

Retirement

Social Security:

Insurance:

Caregiving:

  • Some nursing home elderly get futile care: A surprising number of frail, elderly Americans in nursing homes are suffering from futile care at the end of their lives, two new federally funded studies reveal. Associated Press, Oct 14.

Technology:

Work:

  • Many Americans Now Plan to Work Past 67: About two-thirds of American workers now believe they'll have to delay their retirement by at least one year, with 27% expecting to work at least five years longer than planned because of the debilitating economy and stock-market losses, according to a new survey. TIME, Oct 22.
NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Oct. 12 – 18, 2009

Health:

Medicine:

Mind:

Medicare:

Personal Finance:

Retirement

Social Security:

Insurance:

Caregiving:

Technology:

Xtra!

  • Will you live to 100? Consider the odds, take a test: Today's babies will be tomorrow's centenarians. A new report says that reaching the age of 100 may become ordinary for most American babies born since 2000. How will living for a century affect our kids? And what quality of life awaits those who live this long? McClatchy Newspapers, Oct 14.
NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Oct. 5 – 11, 2009

Health:

Health

Mind:

Medicare:

  • Some Medicare Rates to Rise: What is going to happen to rates for Medicare Part D prescription-drug plans next year? Can I switch plans? Kiplinger's, Oct 8.

Personal Finance:

Money

Retirement:

  • House of tomorrow: How home equity should figure -- or not -- into your retirement planning. MarketWatch, Oct 8.
  • How much you'll need in retirement: Conventional wisdom says you need 80% of your pre-retirement income. But ensuring a comfortable retirement will take more than just a rule of thumb. Money, Oct 8.
  • Want to Retire Comfortably? Go ahead. But you'll need at least $338,000 in savings and a clean bill of health. Newsweek, Oct 7.
  • Why It's Time to Retire the 401(k): Last year's market wipeout showed the vulnerability of the popular retirement-savings accounts. But the data are telling us that even in the long run, consumers need better options. Time, Oct 7.
  • 7 retirement account mishaps that cost big: In times past, workers received pensions and didn't need to worry about funding their retirement. As a life phase, retirement was generally much shorter as well. Bankrate.com, Oct 6.
  • Americans plan to work through retirement: Forget about a leisurely retirement of golfing and cruising around the world. The retirement of tomorrow will be all about working. Bankrate.com, Oct 6.

Social Security:

Scams:

  • Reverse-mortgage abuses: Seniors being pressured to buy dubious products could spawn another subprime-style crisis. San Francisco Chronicle, Oct 6.

Housing:

Housing

Caregiving:

Work:

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  • Seniors to benefit from health care reform: As Chairman of the Senate Special Committee on Aging, Herb Kohl is charged with investigating many of the issues that affect older Americans. Everything from long-term care, the rights of older workers and affordable senior housing falls under the committee's purview. Bankrate.com, Oct 9.
  • Boomer Consumers Are Consuming a Lot: Companies that continue to ignore the over-50 set do so at their peril. Barron’s, Oct 8.
  • 2010 - The best year to die? Next year, for one year only, the federal estate tax is to drop to zero, thanks to a GOP bill passed in 2001. MSN, Oct. 1.
NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Sept. 28 – Oct. 4, 2009

Health:

Health

Medicine:

Medicine

Mind:

Medicare:

  • How health care overhaul could change Medicare: The congressional plans for health care overhaul could mean a major restructuring of Medicare. Dozens of changes are being proposed in hopes of transforming the program from one that rewards doctors for each procedure they do into one that improves people's health and keeps them out of the hospital. Associated Press, Oct. 2.
  • Seniors Worry As Medicare Advantage Is Threatened: For more than 40 million senior citizens, questions about plans to overhaul the nation's health care system come down to one word — Medicare. NPR, Oct. 1.
  • Millions in fraud, drug abuse clogs Medicaid: As Congress debates the government's role in health care, a report out Wednesday finds that state and federal officials failed to detect millions of dollars in Medicaid prescription drug abuse. USA Today, Sept. 30.
  • Your Guide to Maximizing Medicare: Choosing the best coverage options could save you hundreds of dollars a year. US News and World Report, Sept. 29.

Personal Finance:

Personal Finance

Social Security:

  • Boost Your Social Security Benefits: These strategies will help you make the most of your benefits. Kiplinger's, October 2009.
  • Social Security collectors up 19%: More than 2.6 million retired workers entered the Social Security system, up from 2.2 million in fiscal 2008. USA Today, Oct. 1.
  • An October Surprise for Seniors? Brace yourself for no increase in your Social Security check next year. And some seniors’ checks may even shrink. Kiplinger's, Sept. 30.
  • Early retirements strain Social Security system: Big job losses and a spike in early retirement claims from laid-off seniors will force Social Security to pay out more in benefits than it collects in taxes the next two years, the first time that's happened since the 1980s. Associated Press, Sept. 28.

Travel:

Travel

Work:

  • Working retirement: Retirees often rely on earned income to get by, but don't count on holding down a job. MarketWatch, Oct. 1.

End of Life:

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NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Sept. 21 – 27, 2009

Health:

Medicine:

Mind:

Medicare:

Personal Finance:

  • How to make your money last: There are ways to guarantee you won't run out of income, regardless of what the market does next - but you'll have to make some tradeoffs to do so. Money, Sept. 21.
  • Putting the eggs back in the nest: Rebuilding your retirement portfolio requires careful planning. MarketWatch, Sept. 21.

Retirement:

  • No country for old men, or women: Some pension systems are better than others, but all countries struggle to offer benefits. MarketWatch, Sept. 23.
  • Retirement? Good luck with that: The destructive effects of the financial crisis may be waning, but your retirement account won't soon forget. Savers lost 40% or more in the downturn -- a collective $2.1 trillion disappeared from 401(k) and IRA assets in 2008 alone -- and while the recent stock-market recovery may feel good, it's done little to stem a mounting crisis in the retirement system in the United States. MarketWatch, Sept. 21.

Social Security:

  • Broken promises: Social Security benefit cuts or higher taxes are coming, sooner or later. MarketWatch, Sept. 22.
  • The Social Security Catch-22: The dreaded earnings test can reduce Social Security benefits today, but you'll get beefed-up benefits tomorrow. Kiplinger’s, Sept. 2009.

Scams:

  • Living trusts scams: Very few people need more than a will and should look into this more expensive way of transferring assets. CNN, Sept. 22.

Caregiving:

Work:

  • The right way to unretire: Has a portfolio swoon put a crimp in your comfortable lifestyle? Maybe it's time to get a job. Try these techniques to help you land one that works for you. Money, Sept. 22.

Xtra!

NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Sept. 14 – 20, 2009

Health:

Medicine:

Mind:

Medicare:

Personal Finance:

  • Five ways to make your nest egg last a lifetime: Challenging the conventional wisdom on retirement savings. MarketWatch, Sept. 17.
  • 4 steps to a worry-free retirement: When your retirement goals seem harder to reach, it can be tempting to load up on stocks. There's a better way. If you look at all of your resources, it's easier to find the right balance between safety and risk. Money, Sept. 16.
  • 5 Reasons to Convert to a Roth IRA: After waiting nearly four years, a new group of American workers is about to have access to the Roth Individual Retirement Account (IRA). SmartMoney, Sept. 15.
  • 4 steps to undo a Roth IRA conversion: If you converted your traditional IRA to a Roth last year and are having second thoughts, there's still time to undo the conversion and get a refund of the taxes you paid. With the Oct. 15 deadline approaching, you need to act quickly or lose your opportunity to undo -- or recharacterize -- your Roth IRA back to a traditional IRA. Bankrate.com, Sept. 15.

Retirement:

Insurance:

  • Planning for the Long Term: The national health-care debate is ignoring long-term care, but you shouldn't. SmartMoney, Sept. 18.
  • Average family health insurance policy: $13,375, up 5%: An average family health insurance policy now costs more than some compact cars, and four in 10 companies will likely pass more of that expense on to workers, according to a closely watched survey of businesses released Tuesday. USA Today, Sept. 15.

Caregiving:

Work:

  • Should you work in retirement? Thinking of working a bit longer and delaying your retirement? Mind the pitfalls. True, postponing retirement can have its advantages -- you can delay tapping your 401(k) nest egg and may even add to it while you're working. Bankrate.com, Sept. 14.

End of Life:

Xtra!

  • States Helping Aged Leave Nursing Homes: A growing number of states are aiming to disprove the notion that once people have settled into a nursing home, they will stay. The New York Times, Sept. 18.
NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Sept. 7 – 13, 2009

Health:

Medicine:

Personal Finance:

Retirement:

  • Why Boomers Will Retire More Comfortably Than Their Parents: This generation still has a lot to look forward to despite financial strains. U.S. News and World Report, Sept. 10.
  • Best Places to Retire 2009: This is a fantastic time to buy the home to which you’ll retire, whether you’re a month or a decade from saying sayonara to the office. That’s because home prices in some sought-after retirement havens have plunged about 50% since the market peak, nearly double the national average. You might actually be able to afford a town you once only fantasized about, especially if you’ll be moving from a high-cost area. Money, Sept. 9.

Social Security:

  • Poor Social Security Knowledge Has Big Costs: Social Security is the primary source of retirement income for most Americans. Given its importance and central role, you'd think people would take the time to understand the program. And, of course, you'd be wrong. U.S. News and World Report, Sept. 9.

Insurance:

  • Bristling at Health Plan to Cover Early Retirees: Within the battle over President Obama’s health care overhaul, critics of organized labor have latched onto a little-noticed provision in the legislation already circulating in Congress. The provision would cost $10 billion in federal money to subsidize employer-sponsored health plans covering early retirees, as a bridge to Medicare. The New York Times, Sept. 9.

Xtra!

NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Aug. 31 – Sept. 6, 2009

Health:

Medicine:

Mind:

Medicare:

Personal Finance:

  • 7 steps to a 2010 Roth IRA conversion: If you have funds in an individual retirement account, converting them into a Roth IRA in 2010 presents an unprecedented opportunity to sock away tax-free retirement income. Bankrate.com, Sept. 1.

Retirement:

Insurance:

  • Obama Aides Aim to Simplify and Scale Back Health Bills: White House officials are looking for ways to simplify and scale back the major Democratic bills, lower the cost and drop contentious but nonessential elements. The New York Times, Sept. 2.
  • Health care overhaul's quandary - Costs vs. fairness: For years, insurers have charged older customers far more than younger ones, in part because of older residents' higher use of medical services. Now, as Congress wrestles with a health care overhaul aimed at covering the majority of the 46 million uninsured, that discrepancy is one area targeted for change. USA Today, Aug. 31.

Work:

Xtra!

  • Hidden pockets of elderly said to be in poverty: The poverty rate among older Americans could be nearly twice as high as the traditional 10 percent level, according to a revision of a half-century-old formula for calculating medical costs and geographic variations in the cost of living. Associated Press, Sept. 4.
  • Companies' pension problems could hit taxpayers: Retirement-plan crisis means bailout of PBGC, though years away, is likely. MarketWatch, Sept. 3.
  • Mexico's health care lures Americans: As the United States debates an overhaul of its health care system, thousands of American retirees in Mexico have quietly found a solution of their own, signing up for the health care plan run by the Mexican Social Security Institute. USA Today, Aug. 31.
NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Aug. 24 – 30, 2009

Health:

Medicine:

Mind:

Medicare:

Personal Finance:

  • How Retirees Can Spend Enough, but Not Too Much: A formula that helps retirees raise or lower their withdrawals depending on the performance of the stock market. The New York Times, Aug. 28.
  • Cut off from savings? Contribution limits for 401(k)s and other plans may decrease next year. MarketWatch, Aug. 27.
  • 7 ways to stretch your retirement income: Most people probably don't expect to outlast their financial assets in retirement. But between the shortage of traditional pensions, paltry savings levels and ever-expanding life spans, many Americans could see their money dry up before retirement ends. Bankrate.com, Aug. 25.

Retirement:

  • 10 top rural retiring areas: The rural population ages 55 to 75 will increase by 30% between 2010 and 2020. Where will they go? MarketWatch, Aug. 25.

Insurance:

End of Life:

NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Aug. 17 – 23, 2009

Health:

Medicine:

Mind:

Medicare:

Personal Finance:

Retirement:

  • Retiree Tax Heavens (and Hells), 2009-2010: Federal taxes will be about the same no matter where you live, but state and local tax burdens can vary greatly, especially if you’re retired. Kiplinger.com offers an exclusive interactive map to point you to which states will take the smallest—and biggest—bites out of your assets in retirement. Kiplinger’s, August 19.

Social Security:

Insurance:

  • Insurance debate turns to co-op issue: Some lawmakers are eyeing cooperatives as a model that could drive down costs and improve care quality. USA Today, Aug. 20.
  • The new health care term: co-ops: Cooperatives emerge as an alternative to the controversial public plan, mainly because they wouldn't be government controlled. San Francisco Chronicle, Aug. 18.

End of Life:

Xtra!

  • AARP loses members over health care stance: About 60,000 senior citizens have quit AARP since July 1 due to the group's support for a health care overhaul, a spokesman for the organization said Monday. Associated Press, Aug. 17.
  • Older people, too, knock back 5 drinks at a time: Binge drinking has become nearly synonymous with college students, but a study out today shows a significant, worrisome level of binge drinking among those age 50 to 64 as well. USA Today, Aug. 17.
NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Aug. 10 – 16, 2009

Health:

Medicine:

Mind:

Personal Finance:

Retirement:

Social Security:

Housing:

Insurance:

  • White House Appears Open to Insurance Co-ops: The Obama administration sent signals on Sunday that it has backed away from its once-firm vision of a government organization to provide for the nation’s 50 million uninsured and is now open to using nonprofit cooperatives instead. The New York Times, Aug. 16.
  • Many seniors aren't sure healthcare system needs repair: Convincing this influential group of voters that there is a need for change is proving to be an uphill battle, as a meeting at a Denver retirement center demonstrates. Los Angeles Times, Aug. 12.
  • A New Lease on Life Insurance: That term or cash-value policy you bought to protect your young family could cushion your retirement as well. Kiplinger's, September 2009.

End of Life:

  • End-of-life decisions: Unfounded fears of government-sponsored 'euthanasia' obscure the real need for planning ahead. Baltimore Sun, Aug. 9.

Xtra!

NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



Aug. 3 – 9, 2009

Health:

Mind:

Medicare:

Personal Finance:

Retirement:

Housing:

Caregiving:

Technology:

  • Facebook: Boomers Keep Coming: Researcher iStrategyLabs just released new numbers on Facebook user demographics, and one figure stands out: the number of members who are 55 and older grew 25% in the last month alone. BusinessWeek, Aug. 7.

End of Life:

Xtra!

NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



July 27 – Aug. 2, 2009

Health:

Medicine:

  • Americans spend $34 billion a year on alternative medicine: While Americans may complain about the high cost of health care, they're still willing to shell out roughly $34 billion a year out-of-pocket on alternative therapies that aren't covered by insurance, a new study shows. USA Today, July 30.

Mind:

Medicare:

Personal Finance:

  • Guarantee a comfortable retirement: If you're concerned that income from Social Security and pensions might not be enough to give you the retirement lifestyle you want, consider an immediate annuity. Money Magazine, July 28.
  • Credit card debt rises faster for those 65 and older: Cash-strapped older Americans are racking up credit card debt faster than other consumers amid dwindling retirement portfolios and rising medical costs, a study shows. USA Today, July 27.

Retirement:

Social Security:

  • The next great bailout - Social Security: In Washington these days, the only topics of discussion seem to be how many trillions to throw at health care and the recession, and whom on Wall Street to pillory next. But watch out. Lurking just below the surface is a bailout candidate that may soon emerge like the great white shark in Jaws: Social Security. Fortune, July 30.

Insurance:

  • Health Bill Clears Hurdle, and Hints at Consensus: Landmark legislation approved by a House committee shows the beginnings of a political consensus to cover more Americans and give them new rights with insurers. The New York Times, July 31.
  • New Poll Finds Growing Unease on Health Plan: President Obama’s ability to shape the debate on health care appears to be waning as opponents portray the effort as a government takeover, according to a Times/CBS News poll. The New York Times, July 29.

Travel:

Work:

End of Life:

  • Presidential order: Suggestion that everyone have a living will is a good one. MarketWatch, July 30.

Xtra!

NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



July 20 – July 26, 2009

Health:

Medicine:

Mind:

Medicare:

  • It's time to tweak Medicare's drug coverage: Since 2006, some 45 million Americans have had the opportunity to enroll in a Medicare Part D prescription-drug plan. And since that time, policymakers, adult caregivers and many others have wondered whether these plans are a good deal or not. MarketWatch, July 24.
  • Seniors saving more on prescriptions in Medicare drug plan, but challenges remain: Medicare's 3-year-old prescription drug plan has largely met its main goal of making lifesaving medicines more affordable for seniors, a new report found. Associated Press, July 22.
  • Medicare took one year; overhaul to take nearly 10: President Lyndon Johnson signed the Medicare law on July 30, 1965, and 11 months later seniors were receiving coverage. But if President Barack Obama gets to sign a health care overhaul this fall, the uninsured won't be covered until 2013 — after the next presidential election. Associated Press, July 20.

Personal Finance:

Retirement:

Caregiving:

Work:

Xtra!

  • Liberal and Conservative Democrats Feud Over Bill: House Democrats feuded openly over health care Friday before shaking hands on a deal that guaranteed only that they would keep negotiating, wrapping up a week in which consensus on a sweeping overhaul of the nation's health-care system seemed to diminish by the day. Washington Post, July 25.
  • Obama Moves to Reclaim the Debate on Health Care: President Obama sought to convince an increasingly skeptical American public that proposed changes to the health care system would benefit them and strengthen the economy. The New York Times, July 22.
  • A cane is a weapon, not a crutch, in self-defense: You can stop many attacks just by knowing how to swing a cane. USA Today, July 21.
  • Starting to get crowded in 100-year-olds' club: Once virtually nonexistent, the world's population of centenarians is projected to reach nearly 6 million by midcentury. That's pushing the median age toward 50 in many developed nations and challenging views of what it means to be old and middle-age. Associated Press, July 20.
  • Elder Boom Will Be Felt Worldwide: Population older than 65 could reach 1.3 billion by 2040. HealthDay, July 20.
NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



July 13 – July 19, 2009

Health:

Medicine:

Mind:

Medicare:

Personal Finance:

Retirement:

Grandparenting:
  • Camp Grandparents: Some grandmas and grandpas become alternative to summer camp in recession. Chicago Tribune, July 14.

Housing:

Insurance:

Caregiving:

Volunteering:

  • Older volunteers called to the Peace Corps: Two years ago the Peace Corps sought volunteers who could bring more skills and experience. Those recruiting efforts resulted in a 44 percent increase in applications from people older than 50. The Arizona Republic, July 19.

End of Life:

Xtra!

NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



July 6 – July 12, 2009

Health:

Medicine:

Mind:

Personal Finance:

  • Reverse Mortgages: While the recession hasn't spared any age group, it's been particularly brutal for older Americans who were counting on their (now shrunken) nest eggs to last through their retirement years. Time, July 20.
  • Set yourself free: Financial freedom is within reach, if you adopt specific strategies to get there. MarketWatch, July 9.
  • Does laddering make sense now? In a prolonged low-rate environment, what can investors do to beef up their earnings? Bankrate.com, July 8.
  • 5 keys to automatic retirement plans: Are you putting money into a 401(k) without even knowing it? Automatic enrollment plans allow an employer to take a portion of your paycheck and put it into a 401(k) on your behalf. Bankrate.com, July 7.
  • Reverse mortgage can help seniors buy new home: Your home is not your piggy bank. However, there is a reward for those who did build equity in their homes: In their senior years, their home can provide a monthly stream of tax-free income, or a lump sum of cash to spend as they wish, while remaining safely in their home. Or it can provide a source of financing for a new, smaller home. Chicago Sun-Times, July 6.
  • Target reassessment: Target-date funds were roundly criticized after crash -- how are they doing now? MarketWatch, July 6.

Retirement:

  • Many couples diverge on retirement planning: They may have vowed to stick together in sickness or in health, but that doesn't mean married couples have talked much about their financial plans for retirement. The Dallas Morning News, July 9.

Social Security:

Work:

End of Life:

  • Sisters Face Death With Dignity and Reverence: For end-of-life care, a group of convent sisters rely on social networks rather than aggressive medical care. The New York Times, July 8.
  • The Caregiver’s Last Expense: Funerals mark a sad turning point in the emotional lives of families and, often, an end to years of caregiving. But they are also a major expense, often undertaken by stricken loved ones ill-prepared to make major financial decisions. The New York Times, July 8.

Xtra!

  • Couple show age is no barrier in track and field: At an age when most people are content to be spectators, O'Connor is striving to run faster, throw farther and jump higher. She is entered in seven events this week at the USA Masters Outdoor Track and Field Championships, which begin today in Oshkosh, Wis. USA Today, July 8.
  • States seek tests for older drivers: A looming "gray wave" of Baby Boomers expected on the nation's highways over the next two decades has prompted states to launch programs aimed at allowing seniors to keep driving as long as they can without endangering themselves or others. USA Today, July 6.
NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



June 29 – July 5, 2009

Health:

Medicine:

Mind:

Medicare:

Personal Finance:

Retirement:

  • 5 ways to age gracefully: Despite its reputation, aging doesn't have to be a miserable process. Though some factors -- our parents and the genes we inherit from them -- may be out of our control, we can greatly influence how we enter the golden years by doing simple things, aging experts say. Chicago Tribune, July 5.
  • Can You Afford to Retire? After watching their savings evaporate and their net worth plunge, many are giving up on retirement planning. But there are ways out of this mess without winning the lottery. Business Week, July 2.

Social Security:

Insurance:

  • Many With Insurance Still Bankrupted by Health Crises: Health insurance is supposed to offer protection — both medically and financially. But as it turns out, an estimated three-quarters of people who are pushed into personal bankruptcy by medical problems actually had insurance when they got sick or were injured. The New York Times, June 30.

Caregiving:

  • Caregivers: Alzheimer's Other Victims: When Children Become Caregivers, Strain and Resentment Can Take Devastating Toll. ABC News, June 30.

Work:

Xtra!

NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



June 22 – 28, 2009

Health:

Medicine:

Mind:

Medicare:

Personal Finance:

  • Smart Ways to Access Your Housing Wealth: Using the equity in your home as a long-term tool to enhance your retirement is a common goal. Doing so wisely is the focus of an uncommonly sound report by MetLife's Mature Market Institute. U.S. News and World Report, June 25.
  • Guaranteed Income for Life: Stretch your retirement savings with an annuity. Kiplinger's, July 2009.

Retirement:

Social Security:

Insurance:

Caregiving:

  • Family Caregiving on Contract: The elderly mother wanted to avoid a nursing home and remain in her house in Kansas City, but she needed hands-on help. The daughter, a nurse at a local hospital, was willing to shoulder responsibility for her mother’s care but couldn’t afford to lose income by substantially scaling back her work schedule. The New York Times, June 25.

Technology:

Work:

  • Staying on the job - for (a healthy) life: About 5.1 percent of Americans 80 or older, or 511,000, were in the workforce last year, up from 3.7 percent five years earlier and 3.1 percent in 2000, according to the U.S. Department of Labor. The numbers are certain to rise as people live and remain active longer – and must stretch their often-fixed incomes. The Associated Press, June 27.

Xtra!

NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



June 15 – 21, 2009

Health:

Mind:

  • DIY Alzheimer's test is fast and accurate: Early diagnosis of Alzheimer's disease is important and the mini-mental state examination (MMSE) is the standard way of detecting the condition. But a new study from Cambridge, UK, suggests that there might be a better way, with a simpler test. Health and Age, June 19.

Medicare:

Personal Finance:

  • What Your Spouse Must Know about Investing: Even if you're fit as a fiddle, make sure that your spouse would know how to handle the following issues if something were to happen to you. Morningstar, June 18,
  • Is a Reverse Mortgage Right for You? Since the credit and housing meltdown largely removed private reverse mortgages from the market, home equity conversion mortgages (HECMs) - federally insured reverse mortgages - have been growing steadily. U.S. News and World Report, June 17.

Retirement:

Housing:

  • 5 ways to cover assisted living expenses: If the time comes when you can no longer manage daily living in your own home or with family members, an apartment in an assisted living facility could be the next best thing. Bankrate.com, June 17.

Caregiving:

Xtra!

NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



June 8 – 15, 2009

Health:

Mind:

Personal Finance:

Retirement:

  • A Retirement Timeline: There are variety of retirement rights of passage you should take advantage of at different ages. Here’s a retirement timeline. U.S. News and World Report, June 12.
  • New times call for new tools: Retirement-planning software needs an overhaul. MarketWatch, June 10.
  • Honey, we need to talk: Since start of financial crisis, more couples disagree over their retirement plans. MarketWatch, June 10.
  • The safety of your pension: Can you count on those monthly pension checks from your former employer? Five things you need to know. Money, June 8.
  • Will Your Retirement Be Worse Than Your Parent’s Was? It’s nice to think that there were good old days when grandma and grandpa retired to Florida with enough income to pay all their bills and even travel. But that idyllic retirement only existed for a minority of Americans. US News and World Report, June 8.

Social Security:

Scams:

Caregiving:

End of Life:

  • Dying With Dignity: End-of-life care is stuck where it was a dozen years ago -- with untreated physical and emotional stress. Smart Money, June 11.

Xtra!

  • Life expectancy could be topic in health care debate: Despite spending more money than any other country on health care, the United States does not lead the world in life expectancy, a long-known fact that some experts say could raise more questions in the health-care reform debate. CNN, June 11.
NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



June 1 – 7, 2009

Health:

Medicine:

Personal Finance:

Retirement:

  • Mortgage crisis robbing seniors of golden years: The worst economic crisis since the Great Depression has slashed home values and triggered an unprecedented surge in foreclosures across the nation. It's also taking an especially harsh toll on an often overlooked demographic: seniors who are retired or nearly so. USA Today, June 5.
  • Should Saving for Retirement be Required? It’s no surprise that it is difficult for Americans to save for retirement. Only roughly half the population even has any sort of retirement plan. U.S. News and World Report, June 5.
  • Look who's stalking your retirement: If creditors are on your back, your money may be safer in a 401(k). MarketWatch, June 4.

Social Security:

  • Banks can tap Social Security to cover bounced-check fees: In a verdict that could have far-reaching implications for elderly and disabled bank customers, the California Supreme Court ruled this week that banks can tap Social Security benefits in bank accounts to cover bounced-check fees. USA Today, June 5.

Grandparenting:

  • They love being grandparents, but call them something else: As the youth-obsessed baby boomers advance, albeit reluctantly, into the next phase of their lives, they are embracing grandparenthood with the same gusto they have expressed for everything else, be it exercise or adventure travel. Boston Globe, June 2.

Insurance:

  • Obama Open to a Mandate on Health Insurance: President Obama said Wednesday that he was receptive to Congressional proposals that would require Americans to have health insurance and oblige employers to share in the cost. But he said there should be exemptions for people who cannot afford insurance and for small businesses in general. The New York Times, June 3.

Caregiving:

Work:

Xtra!

  • Suicide After Age 70? Not As Rare As You Think: Unfortunately, no. Medical data indicates that seniors, especially men, aged 75 and above have the highest suicide rates of all age groups in most industrialized countries. The San Francisco Chronicle, June 4.
  • Wait times to see doctor are getting longer: They say patience is a virtue, but for those who need health care, it's a necessity. And if you live in an urban area, you could be waiting several months to get an appointment with specialist or family doctor. USA Today, June 3.
NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



May 25 – 31, 2009

Health:

Mind:

  • Puzzling Out 10 Alzheimer's Myths: Experts Try to Remove Foggy Information From a Confusing Illness. ABC News, June 1.
  • Playing catch-up with Alzheimer's: When Pete Townshend of The Who wrote "My Generation," the 1965 Baby Boomer anthem containing the memorable lyric "I hope I die before I get old," he'd probably never heard of Alois Alzheimer, the German physician who described Alzheimer's disease in 1906. Chicago Tribune, May 27.
  • The Alzheimer's Project a Must See: If you missed The Alzheimer's Project -- the multi-part HBO special on Alzheimer's disease and caregiving, you can still watch it for free online. About.com, May 27.
  • Why Chimps, Monkeys Don't Develop Alzheimer's: Study shows the plaques in non-human primates differ from those in humans. HealthDay, May 25.

Medicare:

  • Medicare benefits slated to change: Big changes are coming to Medicare benefits received through some private plans, so experts urge participants not to wait for enrollment season this fall to learn what they'll need to do. LA Times, May 25.
  • Fix is hard for Medicare, Social Security finances: Medicare and Social Security will go broke sooner rather than later because of the recession. With millions of baby boomers beginning to leave the work force, the cost of these popular benefit programs threatens to swamp the government in debt in the coming years if nothing is done. Associated Press, May 25.

Personal Finance:

  • 10 ways to rate your financial adviser: In the wake of such big losses, many investors are looking for someone to hold accountable. That has placed financial advisers under the microscope. Bankrate.com, May 26.

Retirement:

  • Retire debt-free: Four things to consider about your retirement and your debt. MarketWatch, May 28.
  • Most Middle-Aged Adults Are Rethinking Retirement Plans: In the midst of a recession that has taken a heavy toll on many nest eggs, just over half of all working adults ages 50 to 64 say they may delay their retirement -- and another 16% say they never expect to stop working, according to a national survey by the Pew Research Center's Social & Demographic Trends Project. Pew Research Center, May 28.

Social Security:

Housing:

  • Where To Live As We Age: A new model of eldercare may soon change the way our nation cares for its older citizens. Parade, May 31.

End of Life:

Xtra!

NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



May 18 – 24, 2009

Health:

Medicine:

Mind:

Personal Finance:

  • Do You Have The Skills to Manage Your Money? As the economy struggles to regain its footing, cutting costs has become a national pastime. If you've been paying a financial adviser to manage your money, you might be tempted to do it yourself. TheStreet.com, May 22.
  • Direct yourself to a regular IRA: Many investors are probably better off avoiding self-directed IRAs. MarketWatch, May 21.
  • 4 ways retirees can battle inflation: Inflation erodes buying power faster for older Americans, but there are ways for those entering their retirement years to push back against the squeeze. MSN Money, May 21.
  • Rethinking your estate plan: A smaller net worth and bigger worries about your kids' finances (not to mention uncertainty about taxes) have major implications for your estate plan. Money Magazine, May 18.

Retirement:

Social Security:

Xtra!

NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



May 11 – 17, 2009

Health:

Mind:

Medicare:

Personal Finance:

Social Security:

Caregiving:

Technology:

  • Easier E-Mail for the Older Generation: Jackson Hughes, a scientific software developer in Georgia, decided nearly 10 years ago it was time his grandparents learned to use e-mail to keep in touch with their 4 children and 11 grandchildren scattered about the country. The New York Times, May 15.

End of Life:

Xtra!

  • Not a Good Time to Be Middle-Aged: In this recession, it is better to be old. Being young has some advantages, too. But being in the middle of the spectrum — in your 30s or 40s — seems to be the worst place to be. The New York Times, May 15.
NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



May 4 – 10, 2009

Health:

Medicine:

Mind:

Medicare:

Personal Finance:

Retirement:

Scams:

  • Scammers Target Social Security: With the federal government set to dole out some $13 billion in economic-stimulus funds to Social Security recipients this month, various state and federal agencies are warning retirees to be on their guard against scams. WSJ, May 10.

Housing:

Caregiving:

Volunteering:

Work:

NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



April 27 – May 3, 2009

Health:

Medicine:

Mind:

  • HBO Puts Alzheimer’s Under the Microscope: “The Alzheimer’s Project” is a curious hybrid of science and emotional stories about patients, their families and caretakers. The New York Times, May 1.
  • Drink Away Dementia? Study shows one to two drinks daily may lower risk of cognitive decline in older adults. HealthDay, May 1.

Medicare:

Personal Finance:

  • Cash on hand: Strategies for tapping your assets in the most tax-efficient way. MarketWatch, April 29.
  • 50 million retirees to get $250 checks in May: More than 50 million retirees can expect to receive $250 payments from the government in the next few weeks as their share of the economic stimulus package enacted in February. Associated Press, April 29.
  • Variable Annuities' Warning List Grows: Variable annuities can offer tremendous benefits -- a long as investors heed the warnings. TheStreet.com, April 28.

Social Security:

  • Social Security Is Not Expected to Rise: For the first time in more than three decades, Social Security recipients will not get any increase in their benefits next year, federal forecasts show. The New York Times, May 2.

Housing:

  • Family matters: When older Americans move, family is big reason why. MarketWatch, April 30.

Insurance:

  • Is Longevity Insurance Right for You? With life expectancies on the rise, millions of people are now facing the challenge of how to support themselves into their 80s, 90s, and even beyond. U.S. News and World Report, May 1.
  • How Much Long-Term-Care Coverage Do You Need? Everyone who has enough money to afford the premiums should at least consider buying long-term-care insurance, no matter how much savings you have. Kiplinger's, April 30.
  • Make Sure Your Insurer Pays Up: Long-term-care paperwork can be overwhelming. Here's how to cut through the red tape. Kiplinger's, May 2009.

Work:

Xtra!

  • Looking for Heroes? Many of Them Are in the AARP Generation: Perhaps 100 years ago, when life expectancy was about 50, there weren't so many older people around, and they didn't have much of a future. But today, as people live longer, healthier lives, the 50-plus generation has a future. The Washington Post, April 21.
NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



April 20 – 26, 2009

Health:

Medicine:

  • Statins Guard Against Prostate Cancer: Other studies found they also reduced chances of erectile dysfunction. HealthDay, April 26.
  • Drug Deals Tie Prices to How Well Patients Do: Think of it as product guarantees by the drug industry. Pressed by insurance companies, some drug makers are beginning to adjust what they charge for their drugs, based on how well the medicines improve patients’ health. The New York Times, April 22.

Mind:

Personal Finance:

  • You can count on it: Annuities with guarantees can be useful retirement products -- but heed the risks: MarketWatch, April 22.
  • Wise Moves for a Year With No RMDs: The chance to skip a required minimum distribution in 2009 may open up other opportunities. Kiplinger's, April 22.

Retirement:

  • 8 tips on paying for health care in retirement: Workers who retire before they qualify for Medicare at age 65 often face the steepest health care costs. The average cost of premiums for employer-provided coverage for retirees under 65 is $13,308 a year, according to a Towers Perrin survey. Chicago Tribune, April 22.
  • Strategizing a retirement rebound: So you've lost a lot of your savings. You're not alone. Now you need to pick an asset allocation strategy that will help you recoup those losses. CNNMoney.com, April 21.
  • 5 Big Financial Changes for Retirees in 2010: Retirees should start getting ready now for major changes next year that will affect their income and health expenses. USNews.com, April 21.
  • 10 Sources of Retirement Income: Most working Americans have only one source of steady income: their job. In retirement you are likely to have a patchwork quilt of several income streams. US News and World Report, April 20.

Insurance:

  • People shut out of COBRA have few insurance options: The federal COBRA law only covers companies with 20 or more workers. Thirty-nine states and Washington, D.C., have "mini COBRA" laws that require small companies to allow departing employees to continue their group coverage. USA Today, April 23.
  • Dealing without health insurance: The reality of losing a job and the health insurance that went with it is daunting for people accustomed to employer-sponsored plans. Bankrate.com, April 22.

Caregiving:

  • Caring for the Caregiver: Caregiving is an important and stressful job. Most folks enter into it from an emotionally fragile place where their worst fears can be, and often are, realized. If you are caregiver and want to survive this life stage, you must surrender your uncertainty about what to do and commit yourself to acting on a well thought out plan. HealthNewsDigest.com, April 26.

Work:

Xtra!

NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



April 13 – 20, 2009

Health:

Medicine:

Mind:

  • Type 2 diabetics more susceptible to dementia: People with diabetes who have low-blood sugar episodes serious enough to land them in the hospital have a higher risk of being diagnosed with dementia later in life, new research suggests. USA Today, April 14.

Personal Finance:

  • New reverse mortgage limits give seniors lifeline: More homeowners to benefit from $625K loan ceiling. Boston Globe, April 15.
  • Time to Convert to a Roth IRA? Has your traditional IRA dropped in value? Do you expect to pay higher federal income tax rates on your withdrawals in future years? If you answered yes to both questions, you have a golden opportunity to convert all or part of your IRA balance into a Roth IRA. Smart Money, April 15.
  • Rethinking Your 401(k) Plan: The recession and market meltdown that has whacked all types of investments has added fuel to the debate about the need to fix the current 401(k) system. Smart Money April 14.

Retirement:

  • Retirement confidence plummets: Feeling insecure about retirement? You’re not alone. Americans’ confidence in being able to enjoy a financially comfortable retirement has hit an all-time low. CNNMoney.com, April 14.
  • 10 Ways to Lower Retirement Costs: You won’t need to defer retirement dreams with these frugal strategies. U.S. News and World Report, April 13.

Technology:

  • All in the Facebook family - older generations join social networks: While online social networks like Facebook, Twitter and MySpace are known hang-outs for younger adults and teenagers, older generations in recent months have been taking to the medium at a faster rate than any other age group, according to industry reports. CNN, April 13.

End of Life:

Xtra!

  • Just Say No to Aging? A provocative new book from a Harvard psychologist suggests that changing how we think about our age and health can have dramatic physical benefits. Newsweek, April 14.
NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



April 6 – 12, 2009

Health:

Medicine:

Mind:

Medicare:

  • U.S. Reduces Subsidies for Private Medicare: The federal government made good on its plan to cut 2010 payments for private Medicare plans, whittling the subsidies to health insurers sooner than the industry originally expected. WSJ, April 7.

Personal Finance:

Retirement:

Social Security:

Scams:

Insurance:

Caregiving:

Work:

Xtra!

  • 'You're going to die the way you live': The idea that dying well is as important as living well gained cultural currency last year when Randy Pausch, a computer science professor at Carnegie Mellon University, delivered a final lecture a month after learning that his pancreatic cancer had spread and was inoperable. LifeWIre, April 7.
  • World's oldest person celebrates 115th in LA: The world's oldest known living person celebrated her 115th birthday Monday. Associated Press, April 6.
NOTE: Articles linked by Senior Newswire may not be published without consent from the publication or outlet from which they came.



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